Blog

Oct 08, 2022 / Money Tips

Are Your Cash and Car Loan Cooperating?

At Utah First, we’re known throughout the state as one of the very best places to get a car loan. Many new members discover and join Utah First every year by financing or refinancing their auto loan purchases. We welcome these applicants with open arms, happy to help yet another Utahn save money. But some…
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Sep 30, 2022 / Money Tips

3 Reasons to Use Your Debit Card

Credit cards get all the credit—and for good reason. They offer a convenient and rewarding way to make purchases. They also get all the commercials, the rate and rewards comparisons, and the small-talk conversations about which card is best. But there’s another side of spending…
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Jul 30, 2022 / Money Tips

What Do Rising Interest Rates Mean for You?

Interest rates are rising and the sky is falling! Okay, it’s not all doom and gloom. Yes, the Federal Reserve recently raised rates. And yes, more increases may be coming, but there are both good and bad things about rising rates, and it all impacts…
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Mar 29, 2022 / Money Tips

How Mobile Is Your Wallet?

As with nearly everything else in the world, wallets have gone digital. This isn’t exactly a new trend. Mobile wallets have been around since 2011. But it’s one that more and more consumers are embracing. Big bulky wallets are out. Digital wallets that you can…
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Shopping Rush

Nov 22, 2021 / Money Tips

Beat the Holiday Shopping Rush with these Helpful Savings Tips

Remember that holiday movie quote about being “grinchy” when Christmas spirit is in short supply? With global supply chain issues and shipping delays making headlines, holiday spirit isn’t the only thing that’s predicted to be in short supply this year. To keep you from feeling…
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May 12, 2021 / Credit

3 Ways to Build Your Credit

When financial times get tough, credit scores can suffer. It’s one of the unfortunate facts of financial life. But having less-than-perfect credit (or no credit) doesn’t have to disqualify you from the kinds of quality loans and financial services that can help you both live…
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Jan 21, 2021 / Money Tips

The Best Way to Consolidate Christmas Debt

Did you know that the average American spent around $1,000 on holiday gifts and decorations last month? That figure includes those who don’t buy gifts at all. So, if Santa stuffed your family members’ stockings full of toys and treats, and left you with receipts…
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Dec 19, 2019 / Credit

Why Orange Platinum is the New Color of the Season

The holidays are here. The lights are aglow. And decorations of red and green adorn our homes and communities as we get ready for another year of festivities, fun, and good will toward everyone. It’s a season unlike any other. But it also requires a…
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Nov 06, 2019 / Money Tips

4 Money Mistakes to Avoid this Holiday Season

Here’s a fun fact. This year, Nov. 1 fell on a Friday. That means Thanksgiving (the fourth Thursday of every November) is as late as it can possibly be this year (Nov. 28). Among other things, this means that Black Friday falls just two days…
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Jul 01, 2019 / Money Tips

Why Less is Really More with Your Credit Card

When it comes to finding the right credit card, it can be hard to cut through the constant noise of offers promising more—more credit card rewards, more available credit, and more ways to pay. And while it’s important to find a credit card that fits…
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