Dec 16, 2022 / Local Utah

Give, Save, Skip and Give Back

The holidays are a busy time of year, and at Utah First we’re adding to the hustle and bustle of the season with four exciting programs to help you save money, spend smarter, and show a little love to your community. If you need some extra help getting into the holiday spirit, here are a few great ways to give, save, skip, and give back.

It’s Better to Give and Receive

Everywhere you go this holiday season, you can make it snow like Santa. Use your Orange Platinum Visa to get 4% cash back on Amazon purchases and 3% cash back on all other purchases through the end of the year. It’s the best cash back offer of the entire year and it’s just in time for holiday shopping season.

If you don’t have an Orange Platinum Visa, now is the time to apply. If you do, make sure to set your Orange Platinum Visa as your default credit card on Amazon and keep it “front of wallet” for every other purchase. You’ll get cash back for every purchase—from presents and parties to a partridge in the pear tree for your true love.

‘Tis the Season to Save Smarter

You can make the holidays a little less expensive by saving smarter in a Utah First savings account. Whether you’re trying to save long-term or you just want to earn some extra spending money in your everyday checking account, you can find the perfect account for you at Utah First.

In the short-term, you can earn up to 2% APY in a Dividend Checking Account. It’s an ideal account for those who tend to keep balances in their checking account during the holidays. Plus, you’ll earn extra rewards (including a cash back option) for every dollar you spend using your debit card. If long-term savings is your goal, you can open a money market account and earn up to 2.75% APY, or a term deposit account and earn up to 4.5% APY on 24-month deposits. That’s more than 4-times the current national average!

Holiday Skip a Pay

This December, you can take your Utah First loan off your list and enjoy happier holiday spending. It’s our holiday gift to you. All you have to do is pay a small one-time fee, then pick up next month with the same payment. It’s that simple. There’s no catch and absolutely no penalties for skipping a payment. It’s just a one-month deferment, no questions asked.

On top of making your holiday to-dos a little lighter, skipping a payment helps a local charity. A portion of your one-time fee goes straight to charity, so you’re helping yourself and others to enjoy a happier holiday season. Who knew skipping a loan payment could feel so right? If you want to skip a payment and donate to charity, just contact a Utah First loan specialist or select “Skip-A-Pay” in Digital Banking.

Shoe a Little Love to Utah Kids

At Utah First, we believe that big things come in small shoe boxes, and this holiday season you can make a big difference for Utah kids with just a small donation. If you’re looking for another way to give back, you can help foot the bill to buy shoes for Utah kids through our Warm the Soles charity.

Every penny of your donation will go toward buying shoes for local children in need. In fact, when you donate just $5, you provide 1,000 pairs of shoes for Utah kids this winter. If you want to learn more about Warm the Soles or how you can make a donation, just ask a Utah First branch employee or make a donation through Digital Banking.

It’s the season of giving, saving, skipping, and giving back. Call, visit a branch location, or check out Digital Banking to learn more about how you can save some extra change and spread some holiday cheer this season.