All Utah First branches will be closed on January 21st in observance of Martin Luther King Jr Day. Online & Mobile Banking, and our ATMs will be available for your convenience.

If you are facing financial difficulties as a result of the U.S. Government shutdown, please contact us at (800) 234-0729.
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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

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Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates
Auto Loans
Home Loans
Savings Accounts
5.00%
New/Used Auto
6 Years | Fixed
5.75%
Boat, RV, ATV
5 Years | Fixed
5.50%
Boat, RV, ATV
7 Years | Variable
3.647%
Conventional
15 Years | Fixed
4.460%
Conventional
30 Years | Fixed
4.103%
FHA
30 Years | Fixed
4.135%
VA
30 Years | Fixed
0.50%
1.50%
6 Month CD
3.50%
60 Month CD
2.50%
APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.
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News & Events
Jan 16, 2019 / Money Tips

It’s the beginning of a new year and your list of resolutions is still fresh in your mind. If you resolved to resolve your debt this year, debt consolidation might be the perfect way to give you a head start. Here are a few questions to help you better understand debt consolidation....

Jan 07, 2019 / Local Utah

Relationships are an essential part of life. They allow you to stay focused on what’s most important and help you follow through with life goals. The same is true with your banking relationships. In fact, having a good relationship with your local credit union can help you focus on your...

Dec 28, 2018 / Home Equity

The holidays are nearly over – the most expensive season of all. The food, the parties, the presents – they make the season special. But they don’t always come cheap. If you’re wondering about the best way to afford this year’s holiday expenses, a home equity line of credit may...

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.