Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

See more locations

Daily Rates

Auto Loans

Home Loans

Savings Accounts

3.25^%

New/Used Auto

5 Years | Fixed

5.50^%

Boat, RV, ATV

5 Years | Fixed

5.25^%

Boat, RV, ATV

7 Years | Variable

3.396^%

Conventional

15 Years | Fixed

3.832^%

Conventional

30 Years | Fixed

3.597^%

FHA

30 Years | Fixed

3.628^%

30 Years | Fixed

1.50^%

6 Month Term Deposit

2.50^%

60 Month Term Deposit

0.40^%

Savings

1.75^%

Money Market

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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Monthly Payment

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Rate

Term (years)

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News & Events

Oct 09, 2019 / Money Tips

Try a Financial Fast to Save More Money

They say it takes 21 days to break a bad habit. And poor spending habits are among the most common bad habits of them all. Have you ever thought you were in a good financial position, only to reach the end of the month and you’re short on money? When you go back and...

Sep 18, 2019 / Money Tips

Why Your Financial Plan Should Include a Money Market Account

So, you’ve come into a little extra cash, maybe through inheritance, a signing bonus, or just plain luck. Or you’re just hoping to bolster your savings. Your first reaction is to drop your money into your savings account, right? But have you considered a money market account to really...

Sep 11, 2019 / Local Utah

Top 5 Reasons to Choose a Community Credit Union

Big banks love to charge big fees—$5 here, $3 there, a $10 transfer fee here. Over the course of a month, these fees add up, sometimes making the difference between a fun weekend road trip or dinner date and eating at home watching reruns. One advantage local credit unions have...