Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

1.99^%

New/Used Auto

6 Years | Fixed

5.75^%

Boat, RV, ATV

5 Years | Fixed

5.00^%

Boat, RV, ATV

7 Years | Variable

4.138^%

Conventional

15 Years | Fixed

4.460^%

Conventional

30 Years | Fixed

4.483^%

FHA

30 Years | Fixed

4.516^%

30 Years | Fixed

0.10^%

Savings

1.25^%

6 Month CD

3.25^%

60 Month CD

0.40^%

High Rate Money Market

1.25^%

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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News & Events

Jul 16, 2018 / Auto & RV

What You Need to Know About Utah First’s Made in America Auto Loan

From baseball and barbecues to apple pie and amusement parks, the very best American pastimes take place during summer. And that includes hitting the open road to enjoy the beautiful landscapes of the country. In celebration of America’s independence and the many reasons to enjoy...

Jul 10, 2018 / News

Forbes Names Utah First One of America’s Best In State Credit Unions

Utah First Credit Union has been named one of America’s Best-In-State Credit Unions by Forbes Magazine. This is the first ever Best-In-State list of banks and credit unions published by Forbes, which designated between one and five financial institutions in each state, depending on the...

Jul 03, 2018 / Money Tips

Talking to Your Teens About Money

Ever since the time you first hefted the car seat into the grocery cart, your kids have been watching you use money. And now that they’re growing up, getting summer jobs, and spending their own money, there’s no better time for your kids to learn the valuable lessons of financial...