Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

5.00^%

New/Used Auto

6 Years | Fixed

5.75^%

Boat, RV, ATV

5 Years | Fixed

5.50^%

Boat, RV, ATV

7 Years | Variable

3.647^%

Conventional

15 Years | Fixed

4.209^%

Conventional

30 Years | Fixed

3.977^%

FHA

30 Years | Fixed

4.009^%

30 Years | Fixed

0.50^%

2.50^%

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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News & Events

Feb 13, 2019 / Home Equity

What Are the Best Ways to Consolidate Debt?

Did you know that 80% of Americans have at least some debt? It’s one of life’s constant battles. And many are fighting it on multiple fronts. If you need a little debt relief, consolidating multiple debts into a single payment with a single lender could save you time and money. But...

Feb 04, 2019 / Money Tips

How to Save Money in 2019

Saving money is on nearly everyone’s to-do list. It doesn’t matter the time of year or time of life. Saving money is always in fashion. But it’s also easier said than done, which is probably why it’s such an ever-present pursuit. If you’re determined to turn over a new leaf with...

Jan 23, 2019 / Money Tips

5 Tips for Sticking to a Budget in the New Year

If you made a new year’s resolution to be better with your money in 2019, you’re not alone. In fact, 53% of American’s resolve to be save money this time of year. It’s the most common new year’s resolution – even before dieting and losing weight. Unfortunately, only about 25%...