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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

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Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates
Auto Loans
Home Loans
Savings Accounts
4.50%
New/Used Auto
6 Years | Fixed
5.75%
Boat, RV, ATV
5 Years | Fixed
5.00%
Boat, RV, ATV
7 Years | Variable
4.148%
Conventional
15 Years | Fixed
4.585%
Conventional
30 Years | Fixed
4.483%
FHA
30 Years | Fixed
4.516%
VA
30 Years | Fixed
0.10%
Savings
1.25%
6 Month CD
3.25%
60 Month CD
0.40%
High Rate Money Market
1.25%
APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.
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News & Events
Aug 14, 2018 / Auto & RV

Buying a new car should be an exciting and memorable experience. But for many people, it’s memorable for all the wrong reasons. Pushy salespeople, and mysterious fees and add-ons can sometimes make a trip to the dealership feel like a necessary evil. And opting to finance through a...

Aug 07, 2018 / Credit

Back-to-school season is one of the most expensive times of the year. There are books to buy and tuition to pay. And If you have little ones, back-to-school clothes, backpacks, computers, fees, and supplies don’t come cheap. But with this impending demand for your dollars, there are a...

Jul 31, 2018 / Auto & RV

There are millions of cars on the road throughout the country. And there’s a different type of auto loan to go along with practically every one. Just like the cars themselves, auto loans vary in structure, quality, and price of upkeep. In other words, not all auto loans are created...

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.