Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

4.75^%

New/Used Auto

6 Years | Fixed

5.75^%

Boat, RV, ATV

5 Years | Fixed

5.00^%

Boat, RV, ATV

7 Years | Variable

4.274^%

Conventional

15 Years | Fixed

4.712^%

Conventional

30 Years | Fixed

4.610^%

FHA

30 Years | Fixed

4.643^%

30 Years | Fixed

0.50^%

1.50^%

6 Month CD

3.50^%

60 Month CD

2.50^%

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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News & Events

Dec 03, 2018 / Money Tips

5 Easy Ways to Save Money This Holiday Season

It’s the most wonderful time of the year, and the most expensive one too. If you want to enjoy the holidays this year without paying for them until next year, here are 5 tips to save money on your holiday shopping. 1. Set a Budget The first rule of every holiday spending season is...

Nov 26, 2018 / Credit

What is the Prime Rate and How Does it Affect Me?

You’ve probably heard of about the prime rate before. But what exactly does it mean and how does it affect you and your interest rates? Here are a few things you should know about the prime rate. What is the Prime Rate? The prime rate is a foundational interest rate commonly used to...

Nov 16, 2018 / Local Utah

You Buy Local, But Should You Bank Local?

You’ve probably heard all about the benefits of buying local – the economic and environmental advantages are well-documented. But did you know that banking local can be good for you and your community as well? In fact, some of the best banks in Utah are local, member-owned credit...