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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

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Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates
Auto Loans
Home Loans
Savings Accounts
3.25%
New/Used Auto
2 Years | Fixed
5.00%
Boat, RV, ATV
5 Years | Fixed
4.75%
Boat, RV, ATV
7 Years | Variable
3.395%
Conventional
15 Years | Fixed
3.832%
Conventional
30 Years | Fixed
3.849%
FHA
30 Years | Fixed
3.881%
VA
30 Years | Fixed
0.10%
Savings
.65%
6 Month CD
2.55%
60 Month CD
0.25%
High Rate Money Market
APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.
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News & Events
Oct 10, 2017 / Auto & RV

Fall is the absolute best time of year to buy a car. As the weather turns colder, dealerships start closing out their inventory to make room for newer models, which means you can get a great deal on a new car. And, it’s no coincidence that fall is also a great time to finance...

Oct 02, 2017 / Home Equity

A home equity line of credit (HELOC) can be a great way to borrow money, but as with any loan it’s important to understand what you’re getting into, and exactly how you plan to spend the money. Here are a few things you should know about a HELOC. What is a HELOC? A HELOC...

Sep 27, 2017 / Homes

If you own a home, you almost certainly have a monthly mortgage payment. And, if you have a monthly mortgage payment, you’ve likely asked yourself that nagging, ever-present property-ownership question, “Should I refinance my home?” It’s a simple question with a complex answer...

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.