Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

3.15^%

New/Used Auto

5 Years | Fixed

5.25^%

Boat, RV, ATV

5 Years | Fixed

5.00^%

Boat, RV, ATV

7 Years | Variable

3.145^%

Conventional

15 Years | Fixed

3.707^%

Conventional

30 Years | Fixed

3.090^%

FHA

30 Years | Fixed

3.248^%

30 Years | Fixed

1.50^%

6 Month Term Deposit

2.40^%

60 Month Term Deposit

0.25^%

Savings

1.50^%

Money Market

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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Monthly Payment

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Rate

Term (years)

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News & Events

Nov 06, 2019 / Money Tips

4 Money Mistakes to Avoid this Holiday Season

Here’s a fun fact. This year, Nov. 1 fell on a Friday. That means Thanksgiving (the fourth Thursday of every November) is as late as it can possibly be this year (Nov. 28). Among other things, this means that Black Friday falls just two days before December, and just over three weeks...

Oct 30, 2019 / Money Tips

Know Your Spending Triggers and How to Avoid Them

It’s a cold fall day in Salt Lake City. You’re downtown with friends and pass by a storefront where you see a beautiful new jacket. You take a look at your own (you’ve had it for a while now) and think to yourself, “Sure, it’s only $75, I think I can cover it.” If...

Oct 23, 2019 / Local Utah

3 Reasons Utah is a Great Place to Grow Your Money

Living in Utah is great, we’ve got mountains, we’ve got lakes, we’ve got wide plains and narrow canyons. But we’ve also got a big financial reason for living in the great state of Utah—it’s one of the best places in the entire country to grow your money. In fact, WalletHub...