Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

1.99^%

New/Used Auto

5 Years | Fixed

5.75^%

Boat, RV, ATV

5 Years | Fixed

5.50^%

Boat, RV, ATV

7 Years | Variable

3.396^%

Conventional

15 Years | Fixed

3.832^%

Conventional

30 Years | Fixed

3.597^%

FHA

30 Years | Fixed

3.628^%

30 Years | Fixed

1.50^%

6 Month Term Deposit

2.70^%

60 Month Term Deposit

0.50^%

Savings

2.00^%

Money Market

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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Term (years)

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News & Events

Jul 01, 2019 / Money Tips

Why Less is Really More with Your Credit Card

When it comes to finding the right credit card, it can be hard to cut through the constant noise of offers promising more—more credit card rewards, more available credit, and more ways to pay. And while it’s important to find a credit card that fits your needs, sometimes less is more,...

Jun 11, 2019 / Home Equity

What is a Jumbo Loan?

If you’re in the market for a home with a mortgage over the traditional home loan limit of $484,350, you may also be in the market for a jumbo loan. Other than sounding somewhat intimidating, a jumbo loan is different from a traditional home mortgage in several key ways. Here’s...

Jun 03, 2019 / Credit

The Value of Finding a Fixed Rate Credit Card

Have you ever found yourself wishing you could bring back the good old days? Regardless of age, everyone goes through times when they wish life was as simple as it used to be. And if you have a variable interest rate credit card with fees that overshadow so-called rewards, you might be...