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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

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Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates
Auto Loans
Home Loans
Savings Accounts
3.25%
New/Used Auto
2 Years | Fixed
5.25%
Boat, RV, ATV
5 Years | Fixed
5.00%
Boat, RV, ATV
7 Years | Variable
4.023%
Conventional
15 Years | Fixed
4.460%
Conventional
30 Years | Fixed
4.483%
FHA
30 Years | Fixed
4.516%
VA
30 Years | Fixed
0.10%
Savings
1.10%
6 Month CD
3.00%
60 Month CD
0.25%
High Rate Money Market
APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.
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News & Events
Apr 20, 2018 / Money Tips

There’s something amazing about climbing a mountain—you work hard to get to the top where you feel an amazing sense of accomplishment, then you get to relax and enjoy an easy trip down the mountain. Getting out of debt is a bit like climbing a mountain in reverse. The easy part—the...

Apr 10, 2018 / News

  We live in the Information Age. With the Internet at our fingertips, we can access endless amounts of information on almost any topic. As a result, consumers are spending more time researching even the simplest of purchases. And yet, we continue to find that many people select...

Mar 23, 2018 / Home Equity

Sometimes life can get expensive. Whether it’s the pressure of a wedding, the chaos of a home remodel, or the looming presence of student debt — there are times when a little extra financial help could go a long way. We totally get it, which is why we offer Home Equity Lines of...

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.