Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

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Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

5.00^%

New/Used Auto

6 Years | Fixed

5.75^%

Boat, RV, ATV

5 Years | Fixed

5.50^%

Boat, RV, ATV

7 Years | Variable

3.772^%

Conventional

15 Years | Fixed

3.713^%

Conventional

30 Years | Fixed

4.230^%

FHA

30 Years | Fixed

4.262^%

30 Years | Fixed

1.50^%

6 Month Term Deposit

3.10^%

60 Month Term Deposit

0.50^%

Savings

2.50^%

Money Market

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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News & Events

Apr 01, 2019 / Home Equity

4 Wise Ways You Can Use Your Home Equity Line of Credit

A home equity line of credit is a versatile loan that can be used for just about anything. But because it involves borrowing money against your home’s equity, there are a few preferred ways to use your HELOC. Here are 4 wise ways to use your home equity line of credit. 1. Home...

Mar 21, 2019 / Money Tips

How a Money Market Account Can Help You Save Smarter

Being smart with your savings is the first rule of finance. But saving money is much easier said than done. With so many demands on your dollars, even before your paycheck comes in, savings can sometimes feel like an afterthought. Unfortunately, this is a backwards way of building wealth....

Mar 15, 2019 / Home Equity

Why Every HELOC Should Have a Swing Out Feature

One of the hardest parts of having a variable rate interest loan is the unknown. You don’t have a crystal ball and you can’t predict the future. You don’t know what the market will look like a few years down the road. And that means you don’t know the exact interest rate you’ll...