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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

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Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates
Auto Loans
Home Loans
Savings Accounts
2.74%
New/Used Auto
5 Years | Fixed
4.25%
Boat, RV, ATV
5 Years | Fixed
4.50%
Boat, RV, ATV
7 Years | Variable
2.266%
Conventional
15 Years | Fixed
2.952%
Conventional
30 Years | Fixed
2.457%
FHA
30 Years | Fixed
2.614%
VA
30 Years | Fixed
.05%
6 Month Term Deposit
.50%
60 Month Term Deposit
.25%
Money Market
APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.
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News & Events
Oct 15, 2021 / Credit

Whether opening up your first account, applying for your first credit card, or depositing your first paycheck, every financial journey starts with a single step. For most, these first financial steps are exciting and new. But for those with colorful credit—whose financial journeys may...

Sep 22, 2021 / Local Utah

Back-to-school season is back again. Kids across the state are hard at work, preparing for a better, brighter future, and Utah First wants to make sure that their future includes healthy financial habits—and healthy bank balances to boot! Real Life Money Lessons Inspired by local Utah...

Aug 31, 2021 / Local Utah

Sometimes people have a tendency to lump all banks and credit unions into a single category. They wrongly think it doesn’t really matter where they put their money or apply for a loan—it’s all the same at end of the day anyway. Unfortunately, this couldn’t be further from the...

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.