Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

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Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

2.99^%

New/Used Auto

5 Years | Fixed

4.25^%

Boat, RV, ATV

5 Years | Fixed

4.50^%

Boat, RV, ATV

7 Years | Variable

2.517^%

Conventional

15 Years | Fixed

3.069^%

Conventional

30 Years | Fixed

2.836^%

FHA

30 Years | Fixed

2.867^%

30 Years | Fixed

.05^%

6 Month Term Deposit

.50^%

60 Month Term Deposit

.25^%

Money Market

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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News & Events

Mar 04, 2021 / Home Equity

One Big Reason to Use Your HELOC This March

March is known for a lot of things—the luck of the Irish, the Ides of March, in like a lion and out like a lamb. March brings the first days of spring, Daylight Savings Time, Women’s History Month, and even National Dentist’s Day (yes, that a real thing and yes, you’re free to...

Feb 17, 2021 / Auto & RV

3 Things to Consider when Financing a Car

Buying a new or used car is a big decision. You spend hours online researching the right make, model, trim level, and color. But too often, financing that new or used car purchase is relegated to a mere afterthought. You go with the first finance offer the dealer (or your Google search)...

Feb 10, 2021 / Home Equity

3 Smart Ways to Use Your HELOC

A Home Equity Line of Credit (HELOC) is one of the most flexible ways to borrow money. You can keep your line of credit at the ready as a financial safety net and advance funds to have cash on hand whenever it’s most convenient for you. So, it makes sense that how you use...