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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

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Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates
Auto Loans
Home Loans
Savings Accounts
3.25%
New/Used Auto
2 Years | Fixed
5.25%
Boat, RV, ATV
5 Years | Fixed
5.00%
Boat, RV, ATV
7 Years | Variable
3.897%
Conventional
15 Years | Fixed
4.334%
Conventional
30 Years | Fixed
4.229%
FHA
30 Years | Fixed
4.262%
VA
30 Years | Fixed
0.10%
Savings
.75%
6 Month CD
2.70%
60 Month CD
0.25%
High Rate Money Market
APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.
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News & Events
Feb 16, 2018 / Money Tips

No one likes to be told what to do, especially when it comes to spending their money. If you’ve tried the familiar cookie-cutter internet budgets before and failed to stay motivated long enough for it to make any difference in your spending habits, you’re probably doing it all wrong....

Feb 15, 2018 / Money Tips

The same person who said you should never discuss politics or religion at a dinner party probably never had a conversation about finances with his or her spouse either. That’s because talking with your spouse about money is uncomfortable, at the very least. And, in some cases,...

Feb 05, 2018 / Credit

Credit – it’s the double-edged sword of modern society. With good credit, you can do a lot in this world. You can borrow money, buy a home, buy a car, and start a business. But, without it, your options can be severely limited. So, how do you build credit? Here are a few tips...

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.