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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

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Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates
Auto Loans
Home Loans
Savings Accounts
3.75%
New/Used Auto
2 Years | Fixed
5.25%
Boat, RV, ATV
5 Years | Fixed
5.00%
Boat, RV, ATV
7 Years | Variable
4.138%
Conventional
15 Years | Fixed
4.585%
Conventional
30 Years | Fixed
4.483%
FHA
30 Years | Fixed
4.516%
VA
30 Years | Fixed
0.10%
Savings
1.25%
6 Month CD
3.10%
60 Month CD
0.30%
High Rate Money Market
APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.
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News & Events
Jun 19, 2018 / Money Tips

It’s nice not to have to carry a bag of coins around to conduct business. But that service shouldn’t be taken lightly. Opening a checking account means starting a relationship with your bank or credit union and the services offered aren’t always equal. Here are 7 things you should...

Jun 12, 2018 / Homes

The sticker shock of buying a new home can be extreme. On top of the actual purchase price—which likely includes several more digits than just about anything you’ve ever purchased—you’ll have to pay insurance expenses, closing costs, property taxes, utility and repair expenses,...

May 29, 2018 / Homes

Buying a home is a big decision. From researching the market to applying for a loan and actually making an offer, a lot goes into buying a home. And, the process can be especially complicated for first-time homebuyers. If you’re gearing up to buy your first home, here’s a list of...

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.