Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

3.25^%

New/Used Auto

2 Years | Fixed

5.00^%

Boat, RV, ATV

5 Years | Fixed

4.75^%

Boat, RV, ATV

7 Years | Variable

3.144^%

Conventional

15 Years | Fixed

3.706^%

Conventional

30 Years | Fixed

3.849^%

FHA

30 Years | Fixed

3.881^%

30 Years | Fixed

0.10^%

Savings

0.60^%

6 Month CD

2.50^%

60 Month CD

0.25^%

High Rate Money Market

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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News & Events

Sep 20, 2017 / Security

3 Critical Things You Need to Know About Data Security

In today’s digital world, data security is becoming increasingly important. From bank transactions and credit applications to online shopping and even your taxes, you transmit your personal information over the internet on a regular basis, and you trust that it will be kept safe from...

Sep 13, 2017 / Money Tips

3 Money Saving Tips That Will Surprise You

Nobody likes to talk about saving money, but secretly everyone is trying to do it. It’s the paradox of penny pinching. Sure, it takes a little discipline and some basic planning, but saving money is easier than you might think. So, whether you’re saving for a rainy day, or simply...

Sep 06, 2017 / Auto & RV

Why a GAP Auto Insurance Policy May Be Just What You Need

You probably won’t notice it happening, but the moment you buy a new car and drive it off the lot, your car experiences instant and irreversible depreciation. In fact, by some estimates, your car loses as much as 11% of its value just by crossing that critical threshold. And, it...