Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

2.49^%

New/Used Auto

5 Years | Fixed

4.25^%

Boat, RV, ATV

5 Years | Fixed

4.50^%

Boat, RV, ATV

7 Years | Variable

3.521^%

Conventional

15 Years | Fixed

3.581^%

Conventional

30 Years | Fixed

3.469^%

FHA

30 Years | Fixed

3.501^%

30 Years | Fixed

0.40^%

6 Month Term Deposit

1.00^%

60 Month Term Deposit

0.05^%

Savings

0.50^%

Money Market

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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Monthly Payment

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Rate

Term (years)

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News & Events

Mar 31, 2020 / News

Coronavirus: What to expect regarding your personal finances

As the situation surrounding coronavirus (COVID-19) continues to evolve, we want you to know that we’re here for you. A worldwide pandemic is never an easy thing to endure. It introduces fear and worry for personal health and safety, as well as economic stability. But as the world and...

Mar 26, 2020 / News

We’re Here and We’re Ready to Help

At Utah First, we have been inspired by the way Utahns have come together in recent days to help and serve one another. In that same spirit, we want to emphasize that we are here and that we’re happy to help with your financial needs! Select lobbies remain open for those that require...

Jan 27, 2020 / Money Tips

Is Your Big Bank Playing Games with Your Money?

Games are fun. Games with your money are not. Many big banks have a whole litany of ways of playing games with your money, but the end goal is usually to keep your money from you, while taking a little bit for themselves. This game of keep-away often gets disguised as a “fee,” which...