Utah First Credit Union

Open an Account

All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

See more locations

Daily Rates

Auto Loans

Home Loans

Savings Accounts

2.74^%

New/Used Auto

5 Years | Fixed

4.25^%

Boat, RV, ATV

5 Years | Fixed

4.50^%

Boat, RV, ATV

7 Years | Variable

2.015^%

Conventional

15 Years | Fixed

2.702^%

Conventional

30 Years | Fixed

2.330^%

FHA

30 Years | Fixed

2.487^%

30 Years | Fixed

.05^%

6 Month Term Deposit

.50^%

60 Month Term Deposit

.25^%

Money Market

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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Monthly Payment

Amount

Rate

Term (years)

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FOR UP TO 5 YEARS

News & Events

Aug 31, 2021 / Local Utah

Finding the Right Fit with Your Financial Institution

Sometimes people have a tendency to lump all banks and credit unions into a single category. They wrongly think it doesn’t really matter where they put their money or apply for a loan—it’s all the same at end of the day anyway. Unfortunately, this couldn’t be further from the...

Aug 19, 2021 / Money Tips

How to Teach Your Kids About Money

School is back in session (or will be soon), and there’s a distinct feeling of learning in the air (that also feels suspiciously like the end of summer). Your kids are equal parts nervous and excited, and ready or not, their brains are about to be filled with facts, figures, concepts,...

Aug 04, 2021 / Local Utah

Introducing the Cash for College Scholarship

At Utah First, our mission is to be significant in the lives of our members. Sometimes that means helping a young family finance their first home. Sometimes it means finding the right loan to help someone get back on track with their credit. And sometimes it means rolling up our sleeves...