Utah First Credit Union

Open an Account

All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

4.75^%

New/Used Auto

6 Years | Fixed

5.75^%

Boat, RV, ATV

5 Years | Fixed

5.00^%

Boat, RV, ATV

7 Years | Variable

4.400^%

Conventional

15 Years | Fixed

4.837^%

Conventional

30 Years | Fixed

4.990^%

FHA

30 Years | Fixed

5.024^%

30 Years | Fixed

0.10^%

Savings

1.50^%

6 Month CD

3.50^%

60 Month CD

1.30^%

High Rate Money Market

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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News & Events

Nov 07, 2018 / Money Tips

3 Benefits of a Money Market Account

A savings account should offer three key benefits: security, accessibility, and a good interest rate. But not all savings plans check all three boxes. For example, you could put money under your mattress where it’s readily accessible, but not exactly secure. And it’s certainly not...

Oct 23, 2018 / Home Equity

What’s the Best Way to Use the Equity in Your Home?

Has your mailbox been littered with mailers and market reports about your home value lately? The Utah real estate market is hot, hot, hot, and home values are rocketing up. It’s crazy stuff to see your home value half again—or even double—what you paid. If you’ve been considering...

Oct 18, 2018 / Money Tips

Everything You Need to Know About Opening a Money Market Account

Are you ready to get serious about your savings? Maybe you have a big payment coming down the road like tuition, mortgage, rent, or taxes. Or, you just want to set aside some money for the inevitable emergency travel, repair, or medical cost. Whatever your reasons, a money market account...