Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

4.50^%

New/Used Auto

6 Years | Fixed

5.75^%

Boat, RV, ATV

5 Years | Fixed

5.00^%

Boat, RV, ATV

7 Years | Variable

4.148^%

Conventional

15 Years | Fixed

4.585^%

Conventional

30 Years | Fixed

4.483^%

FHA

30 Years | Fixed

4.516^%

30 Years | Fixed

0.10^%

Savings

1.25^%

6 Month CD

3.25^%

60 Month CD

0.40^%

High Rate Money Market

1.25^%

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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News & Events

Aug 14, 2018 / Auto & RV

3 Things to Consider Before Buying a New Car

Buying a new car should be an exciting and memorable experience. But for many people, it’s memorable for all the wrong reasons. Pushy salespeople, and mysterious fees and add-ons can sometimes make a trip to the dealership feel like a necessary evil. And opting to finance through a...

Aug 07, 2018 / Credit

4 Money Saving Ideas for the School Year

Back-to-school season is one of the most expensive times of the year. There are books to buy and tuition to pay. And If you have little ones, back-to-school clothes, backpacks, computers, fees, and supplies don’t come cheap. But with this impending demand for your dollars, there are a...

Jul 31, 2018 / Auto & RV

5 Reasons to Refinance Your Auto Loan

There are millions of cars on the road throughout the country. And there’s a different type of auto loan to go along with practically every one. Just like the cars themselves, auto loans vary in structure, quality, and price of upkeep. In other words, not all auto loans are created...