Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

3.24^%

New/Used Auto

5 Years | Fixed

4.25^%

Boat, RV, ATV

5 Years | Fixed

4.50^%

Boat, RV, ATV

7 Years | Variable

2.392^%

Conventional

15 Years | Fixed

2.702^%

Conventional

30 Years | Fixed

3.089^%

FHA

30 Years | Fixed

2.487^%

30 Years | Fixed

0.40^%

6 Month Term Deposit

1.00^%

60 Month Term Deposit

0.05^%

Savings

0.40^%

Money Market

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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Monthly Payment

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Rate

Term (years)

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News & Events

Jul 01, 2020 / Auto & RV

Is Now a Good Time to Buy a Car?

Just as people are wondering if now is a good time to buy a home (see last week’s blog post), many people are wondering if now is a good time to buy a car. Spoiler alert: now is a great time to buy a car. And the best reason? Utah First is celebrating the...

Jun 25, 2020 / Mortgages

Is now a good time to buy a home?

As the economy begins to rebound and life starts to get back to normal, many people are still wondering whether now is a good time to buy a home. The short answer is yes. Both 30-year mortgage rates and 15-year mortgage rates are at all-time lows with 30-year rates as low as 2.625% and...

Jun 17, 2020 / Money Tips

3 Ways to Make Saving Money More Fun

Is there anything more fun than spending money? Vacations, home improvements, shopping sprees, fancy restaurants—there’s an undeniable thrill to experiencing something new. But in order to spend money, you have to save money first. If only it was just as fun. Here are three creative...