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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service. That’s How Banking Should Be.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

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Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates
Auto Loans
Home Loans
Savings Accounts
2.50%
New/Used Auto
2 Years | Fixed
2.99%
New/Used Auto
5 Years | Fixed
4.75%
Boat, RV, ATV
5 Years | Fixed
4.50%
Boat, RV, ATV
7 Years | Variable
3.146%
Conventional
15 Years | Fixed
3.905%
Conventional
30 Years | Fixed
4.651%
FHA
30 Years | Fixed
3.862%
VA
30 Years | Fixed
0.10%
Savings
0.25%
6 Month CD
2.00%
60 Month CD
0.25%
High Rate Money Market
APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Yield. All rates subject to change without notice.
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News & Events
Apr 25, 2016 / Money Tips

Write a resume. Write cover letters. Create a list of your accomplishments. Create a LinkedIn profile. Buy a suit. Practice answering interview questions. These are just a few of the pieces of advice you’ll hear when you embark on your first job search. It’s a lot to think about. And...

Mar 18, 2016 / Home Equity

Your home sweet home is much more than a place to hang your hat and kick up your feet with the family. The equity you’ve built in your home can help you get ahead financially by providing you with a boost when you need one. In addition to home improvements, you can use a...

Mar 01, 2016 / Auto & RV

It’s been a long, chilly winter in Utah and you’re a little stir-crazy and snow-tired. It’s time for a change of scenery and a change of pace. It’s cool, though, because our state rocks: we have five national parks, seven national monuments, seven national forests, and countless...

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.