Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

See more locations

Daily Rates

Auto Loans

Home Loans

Savings Accounts

2.74^%

New/Used Auto

5 Years | Fixed

4.25^%

Boat, RV, ATV

5 Years | Fixed

4.50^%

Boat, RV, ATV

7 Years | Variable

2.141^%

Conventional

15 Years | Fixed

2.952^%

Conventional

30 Years | Fixed

2.457^%

FHA

30 Years | Fixed

2.487^%

30 Years | Fixed

.05^%

6 Month Term Deposit

.50^%

60 Month Term Deposit

.25^%

Money Market

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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Monthly Payment

Amount

Rate

Term (years)

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FOR UP TO 5 YEARS

News & Events

Dec 01, 2021 / Local Utah

Shoe a Little Love this Holiday Season

At Utah First, we’re always looking for ways to be significant in the lives of our members and our community. And what better time of year to be significant than the holiday season? Every year, Utah First and The Community Volunteers of Utah join forces to raise funds to buy shoes for...

Nov 22, 2021 / Money Tips

Beat the Holiday Shopping Rush with these Helpful Savings Tips

Remember that holiday movie quote about being “grinchy” when Christmas spirit is in short supply? With global supply chain issues and shipping delays making headlines, holiday spirit isn’t the only thing that’s predicted to be in short supply this year. To keep you from feeling...

Nov 08, 2021 / News

Utah First Credit Union Wins 7th Straight Crystal Performance Award

As a credit union that’s hyper focused on the people and community we love (our name says it all), we’ve always known that we’re a little different. We take pride in helping people, and the results usually follow. It’s a different approach in the financial world, but it’s one...