Utah's Best
Auto Loan Rate.
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Utah's Best
Auto Loan Rate.
Summer Just Got Sweeter.

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With Triple Points

Gas purchases earn 3x rewards points.

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They could win tickets to the Utah First Amp!

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As Low as 5.99%

A HELOC that grows with your life.

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Judgment-Free Financial Services

At Utah First Credit Union, we never judge! Whether you’re way ahead of the financial curve or trying to find the path, we want to hear your story and help with your goals. When the big banks say “no,” our friendly financial experts strive to say “Yes!” We prioritize people over profits, and always put Utah First!

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Jul 28, 2026 / Home Equity

When Does Refinancing Make Sense? A Utah Homeowner’s Checklist

At Utah First Credit Union, we know Utah homeowners often wonder, “When is the right time to refinance my home?” Refinancing can be a savvy move if it aligns with your financial goals – whether that’s saving money on your monthly payment or tapping into your home’s equity for a…
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Jul 22, 2026 / Local Utah

Utah First Named Best Credit Union of SLC, 2026

We’re pleased to announce that Utah First Credit Union has been voted Best Credit Union by Best of SLC™ 2026. Best of SLC is the largest and most trusted “best of” awards program in Salt Lake City, and unlike most awards programs, this one isn’t decided by a panel of…
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Jul 12, 2026 / Auto & RV

Owe More Than Your Car Is Worth? Here’s What to Do

Realizing you owe more on your car than it’s worth isn’t a fun surprise. If your auto loan balance is higher than your car’s current value, you’re what the financial world calls being “upside down” or “underwater” on your loan. No need to freak out, though — you’re not alone,…
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