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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

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Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates
Auto Loans
Home Loans
Savings Accounts
2.99%
New/Used Auto
5 Years | Fixed
4.25%
Boat, RV, ATV
5 Years | Fixed
4.50%
Boat, RV, ATV
7 Years | Variable
2.266%
Conventional
15 Years | Fixed
2.702%
Conventional
30 Years | Fixed
2.457%
FHA
30 Years | Fixed
2.487%
VA
30 Years | Fixed
0.20%
6 Month Term Deposit
0.70%
60 Month Term Deposit
0.05%
Savings
0.35%
Money Market
APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.
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News & Events
Nov 18, 2020 / Money Tips

The holiday shopping season is upon us (t-minus one week and counting until Black Friday). But with rumors of “shipageddon” (possible delays in parcel deliveries), the challenges of socially-distanced shopping, and certain retailers opting to act as pick-up locations only, this...

Sep 17, 2020 / Credit

Your credit score and car loan are inseparably connected. In fact, your credit score is arguably the most important factor influencing your car loan. It impacts the interest rate you qualify for and the final price of the vehicle you buy. So, it’s important to know your score before you...

Aug 25, 2020 / Money Tips

A belated tax season is officially over. Now that you have a better view of your income and expenses over the past year, now is the perfect time to conduct an annual review of your finances. Here are a few tips to help you organize and manage your money for the coming year. Organize...

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.