Open an Account

All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member
Open An Account
Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

See more locations
Locate Branches & ATMs
Daily Rates
Auto Loans
Home Loans
Savings Accounts
1.99%
New/Used Auto
6 Years | Fixed
5.75%
Boat, RV, ATV
5 Years | Fixed
5.00%
Boat, RV, ATV
7 Years | Variable
4.138%
Conventional
15 Years | Fixed
4.460%
Conventional
30 Years | Fixed
4.483%
FHA
30 Years | Fixed
4.516%
VA
30 Years | Fixed
0.10%
Savings
1.25%
6 Month CD
3.25%
60 Month CD
0.40%
High Rate Money Market
1.25%
APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.
Estimate Your
Monthly Payment
View Daily Rates
News & Events
Jul 16, 2018 / Auto & RV

From baseball and barbecues to apple pie and amusement parks, the very best American pastimes take place during summer. And that includes hitting the open road to enjoy the beautiful landscapes of the country. In celebration of America’s independence and the many reasons to enjoy...

Jul 10, 2018 / News

Utah First Credit Union has been named one of America’s Best-In-State Credit Unions by Forbes Magazine. This is the first ever Best-In-State list of banks and credit unions published by Forbes, which designated between one and five financial institutions in each state, depending on the...

Jul 03, 2018 / Money Tips

Ever since the time you first hefted the car seat into the grocery cart, your kids have been watching you use money. And now that they’re growing up, getting summer jobs, and spending their own money, there’s no better time for your kids to learn the valuable lessons of financial...

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.