Utah First Credit Union

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All credit unions are not the same. Utah First offers all the products and services of the “big” financial institutions, but with a personal feel. We’re your neighbors and we want to help you reach your financial goals. Every Utah First member gets the same priority service.

Ready to Be Treated Like a Real Person?

Let’s make this personal. Our number one priority is exceptional service. At Utah First, “member” is just another word for VIP.

Become a Member

Locate Branches & ATMs

If you’re in the Salt Lake City area, you’re never far from a Utah First branch. We’re also part of the nation’s largest free ATM network, with 600 ATMs in Utah and over 28,000 nationwide. No matter where you wander, your Utah First account is just around the corner.

Please allow geolocation to find the branch nearest you.

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Daily Rates

Auto Loans

Home Loans

Savings Accounts

1.49^%

New/Used Auto

5 Years | Fixed

4.25^%

Boat, RV, ATV

5 Years | Fixed

4.50^%

Boat, RV, ATV

7 Years | Variable

2.081^%

Conventional

15 Years | Fixed

2.577^%

Conventional

30 Years | Fixed

2.330^%

FHA

30 Years | Fixed

2.361^%

30 Years | Fixed

.05^%

6 Month Term Deposit

.50^%

60 Month Term Deposit

.25^%

Money Market

APY = Annual Percentage Yield. All rates subject to change without notice.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

APR = Annual Percentage Rate. All rates subject to change without notice.

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News & Events

Jul 22, 2021 / Credit

Can You Still Get a Loan if You have Colorful Credit?

At Utah First, our members come from all walks of life. When it comes to credit, some have pep in their step and others have been told to take a hike by big bank lenders, who talk the talk, but don’t walk the walk with colorful credit borrowers. If you’re worried about your ability...

Jul 15, 2021 / Auto & RV

Celebrate the Summer Road Trip at Utah First

We all love Utah, but summer is for seeing what else the world has to offer, or at least what you can see of the rest of the state. Here are a few interesting facts and a few helpful suggestions about the summer road trip to get you excited, keep you safe, and save...

Jul 09, 2021 / Auto & RV

3 Reasons Why July In Utah Is Just the Best

Is there a better month than July? In this area of the world, you get warm weather, long sunny days, summer vacations, and all the holidays (Who doesn’t enjoy a good Bastille Day?). July may be the seventh month in the calendar year, but everyone knows it’s really number one—and...