Take it easy, because your money is safe and secure when you bank with Utah First.

Your deposits are federally insured to $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Share Insurance Fund.

The deposit insurance you receive applies to both your regular savings accounts and your individual retirement accounts (IRA’s). Your IRA deposits are also separately insured up to $250,000.

Plus, you can greatly increase your level of deposit insurance by making minor adjustments to how your accounts are organized. For example, look at how the following account setup can maximize your coverage:

Basic deposit insurance scenario: Family of four (Mother Jane, Father Tom and children Bobby and Charlotte)

Account Title
Average Coverage
Single account of Jane
Single account of Tom
Joint account of Jane and Tom
IRA for Jane

Want to know how much you’re insured for? You can estimate your level of deposit insurance at the National Credit Union Association web site by using the free Electronic Share Insurance Calculator. Click here to begin.

For personalized advice on how to maximize your deposit insurance, call 800-234-0729 and let us help you. Also, look for the NCUA logo (below), which tells you that your money is federally insured.


Accidental Death & Dismemberment Insurance

Utah First also provides all members with high-quality, low-cost Accidental Death & Dismemberment (AD&D) insurance through Monumental Life Insurance Company.
To enroll in AD&D insurance coverage submit the online enrollment form.

Questions? Call us at 877-665-7563.