At Utah First, we offer the most affordable overdraft protection in Utah. Unlike the big banks, we’re not here to make money from your misfortune. We never judge, so we understand that overdrafts happen and that they shouldn’t cost you an arm and a leg. For only $14.95, we’ll ensure that your transaction is covered and you can stress a little less. Ask our team how you can opt into this service so you can be protected.

Below you’ll find the details of our overdraft policy for each account type.