In observance of Pioneer Day, all Utah First branches will be closed on Monday, July 24, 2017. Online & Mobile Banking, and our ATMs will be available for your convenience.

Home Equity Line of Credit
Type
Product
Term
APR
Variable
80% Home Equity
30 Years
3.99%
Variable
90% Home Equity
25 Years
5.25%
Variable
100% Home Equity
20 Years
6.75%
Variable
125% Home Equity
15 Years
9.25%
Home Equity Advantage
Type
Product
Term
APR
Fixed
80%
5 Years
4.50%
Fixed
80%
10 Years
6.00%
Fixed
90%
5 Years
6.00%
Fixed
90%
10 Years
8.00%
Fixed
100
5 Years
8.00%
Fixed
100
10 Years
9.00%
Loan Calculator
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APR = Annual Percentage Rate. All rates subject to change without notice.

Apply here for your
Home Equity Line of Credit
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Yes. A Utah First Home Equity Line of Credit can help.

Yes, you can fund life’s everyday (and extra-special) expenses with the equity you already have in your home. Utah First has two easy options.

 

Home Equity Loan

A traditional Home Equity Loan gives you a lump-sum payment up front. We issue a check, you use it to achieve your goals.

Home Equity Line of Credit

A Home Equity Line of Credit works like a credit card: we issue credit based on the equity in your home. You use as much or as little of this line for whatever you want, whenever you need it.

Use it for home improvements, weddings, anniversaries, community or church service, much-needed vacations, paying down student loans, medical bills, taxes, starting a business, or an investment opportunity. You name it! Utah First will help you tailor the terms of your loan to suit your individual needs.

  • Choose a fixed or variable rate, even both
  • Borrow up to 125% of home’s appraised value
  • No annual fee or origination cost
  • Interest-only payment options available
  • Loan interest may be eligible as a tax deduction

A home equity loan from Utah First is fast, flexible, and hassle-free! And that sounds 100% appealing.

Questions? Call a loan specialist now: 800-234-0729.

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
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Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.