All Utah First branches will be closed on Monday, February 15th for President's Day.
Home Equity Line of Credit
Type
Product
Term
APR
Variable
80% Home Equity
30 Years
3.99%
Variable
90% Home Equity
25 Years
5.25%
Variable
100% Home Equity
20 Years
6.75%
Variable
125% Home Equity
15 Years
9.25%
Home Equity Advantage
Type
Product
Term
APR
Fixed
80%
5 Years
4.50%
Fixed
80%
10 Years
6.00%
Fixed
90%
5 Years
6.00%
Fixed
90%
10 Years
8.00%
Fixed
100
5 Years
8.00%
Fixed
100
10 Years
9.00%
=

APR = Annual Percentage Yield. All rates subject to change without notice.

Put Your Home Equity to Work for You.

Get unparalleled flexibility with a Utah First Home Equity Loan. You don’t have to choose between fixed- or variable- rate loans, we’ll let you opt for a fixed rate on some portions of your loan and a variable rate on others. You have more control over your interest rates, your monthly payments, and your budget.

  • A fixed rate on all or just a portion of your loan
  • Can be used as a loan or a line of credit
  • No origination costs or fees
  • Interest-only payment options
  • Interest may be tax-deductible
Home Equity Lines of Credit

Design your own Home Equity Line of Credit (HELOC) to pay for home improvements, taxes, tuition, auto loans, and more. Borrow up to 125% of your home’s appraised value for home improvements. We offer flexible payment options, and our terms are easy to understand.

To learn more, talk to a loan specialist today. Call 800-234-0729.

You're Still the King of Your Castle.

When you partner with Utah First for your home equity loan or HELOC, you're still in charge. You get the money you need at a rate that fits your budget, and you benefit from flexible payment options.

Apply Now
Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
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Routing & Transit Number: 324079500

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.