In honor of Memorial Day, all Utah First branches will be closed on Monday, May 27, 2019. Online & Mobile Banking and our ATMs will be available for your convenience.

Home Equity Line of Credit
Type
Product
Term
APR
Variable
80% Home Equity
30 Years
5.50%
Variable
90% Home Equity
25 Years
7.25%
Variable
100% Home Equity
20 Years
9.00%
Variable
125% Home Equity
15 Years
10.50%
Home Equity Advantage
Type
Product
Term
APR
Fixed
80%
5 Years
6.00%
Fixed
80%
10 Years
7.50%
Fixed
90%
5 Years
7.75%
Fixed
90%
10 Years
9.00%
Fixed
100%
5 Years
9.50%
Fixed
100%
10 Years
10.50%
Loan Calculator
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APR = Annual Percentage Rate. All rates subject to change without notice.

Apply here for your
Home Equity Line of Credit
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Do you have other monthly income?

Yes. A Utah First Home Equity Line of Credit can help.

Fund life’s everyday (and extra-special) expenses with a loan that lets you control your own interest fate. With a Utah First home equity loan or line of credit, you can choose between fixed or variable interest, or swing between the two any time.

Home Equity Loan

A traditional home equity loan gives you a lump-sum payment up front. You choose your interest type, we issue a check, and you use the money to achieve your goals.

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) works like a credit card: we issue a line of credit based on the equity in your home. You use as much or as little as you want for whatever you want, whenever you need it. And you can switch between fixed and variable interest at any time.

Other benefits of a Utah First home equity loan or line of credit include:

  • No annual fee or origination cost
  • Loan interest that may be eligible for tax deduction
  • Interest-only payment options available

If you see a home equity loan in your future, don’t leave interest to chance. Take control of your own interest fate with a fast, flexible, hassle-free home equity loan from Utah First.

Questions? Call a loan specialist now: 800-234-0729.

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
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Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.