2% Rate
100% Improvement

Upgrade your home with a 2% HELOC
intro rate for six months.

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2% Rate
100% Improvement

Upgrade your home with a 2% HELOC
intro rate for six months.

With a Utah First home equity loan or HELOC, your next expense is on the house! You can use the equity in your home to help pay for big events, family vacations, upcoming expenses, or overdue home improvement projects.

  • No annual fee or origination cost
  • Loan interest that may be eligible for tax deduction
  • Interest-only payment options available
  • Great home equity loan rates

Home Equity Loan

A traditional home equity loan gives you a lump-sum payment up front. You choose your interest type (fixed or variable), we issue a check, and you use the money to achieve your goals.

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) works like a credit card: we issue a line of credit based on the equity in your home. You use as much or as little as you want for whatever you want, whenever you need it. And you can switch between fixed and variable interest at any time. And to make it even better, we are offering a 2% introductory rate for the first six months when you access funds through your HELOC.

With a Utah First HELOC, your next home improvement project is on the house!

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Home Equity Advantage

TypeProductTermAPR*
Fixed80% Home Equity5 Years4.99%
Fixed80% Home Equity6-10 Years6.49%
Fixed90% Home Equity5 Years7.00%
Fixed90% Home Equity6-10 Years8.00%
Fixed100% Home Equity5 Years9.00%
Fixed100% Home Equity6-10 Years9.75%
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Home Equity Line of Credit

TypeProductTermAPR*
Variable80% Home Equity30 Years4.00%
Variable90% Home Equity25 Years6.00%
Variable100% Home Equity20 Years7.75%
Variable125% Home Equity15 Years9.25%
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Loan Calculator

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APR = Annual Percentage Rate. All rates subject to change without notice.

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for your Home Equity Line of Credit