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Signature Loans
Type
Product
Term
APR
Fixed
Signature
1 Years
5.25%
Fixed
Signature
2 Years
5.75%
Fixed
Signature
3 Years
6.25%
Fixed
Signature
4 Years
6.75%
Fixed
Signature
5 Years
7.75%
Variable
Signature
3 Years
5.75%
Variable
Signature
4 Years
6.25%
Variable
Signature
5 Years
7.25%
Loan Calculator
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APR = Annual Percentage Rate. All rates subject to change without notice.

Our Personal Loans Have
You Covered.

Need a few extra bucks? Come to Utah First. Whether you’re a little short on cash or finally ready to reward yourself with that big purchase, we can help. Personal loans are the simple way to get the funding you need without a hassle.

What Is a Personal Loan?

A personal loan, also commonly called a signature loan, is an unsecured installment loan that can be used to fund expenses, such as:

  • Wedding – Plan your special day without stressing about the cost
  • Vacation or honeymoon – Finally take that trip of a lifetime
  • Major appliance or furniture – Fridge on the fritz? No problem
  • Home repairs or upgrades – DIY projects, add-ons, or renovations
  • Medical expenses – Pay for medical bills, treatment costs, or your
    child’s braces
  • Education expenses – Tuition, textbooks, housing, and more
  • Relocation – Take the financial strain out of a big move
  • Much more!

Utah First offers personal loans for terms of 1-5 years, and they never include any origination or prepayment fees.

Benefits of a Personal Loan:

Providing a little financial cushion isn’t the only benefit of a personal or signature loan. It can also help you:

  • Improve your credit report – A personal loan can increase your amount of available credit, and will help diversify the accounts on your credit report—both provide a positive impact to your FICO score.
  • Pay less in interest – Personal loan interest rates are much lower than those charged by credit cards, so over time you pay less.
  • Budget better – If you choose a fixed interest rate, you’ll also have a fixed monthly payment, which is easy to budget for.
Your Personal Loan Is Waiting.

Call us at 800-234-0729 or visit your nearest Utah First branch to talk about a personal loan. Our experts will help you choose the term that’s best for you and walk you through the application and approval process.

Want your personal loan even faster? Use our personal loan calculator to find out what the sweet spot is for your loan, then apply online by clicking below.

We'll Help You Out With that Little Extra.

Personal loans are personal. That's why we're here to get you the money you need at a monthly rate that won’t stretch your budget.

Apply Now
Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
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Routing & Transit Number: 324079500

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.