Rates

Loan Rates
Home Loan Rates
Deposit Rates

Loan Calculator

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Auto Loans Cash back monthly rebate with personal checking.

TypeProductTermAPR*
FixedNew/Used Auto5 Years6.49%
FixedNew/Used Auto6 Years6.75%
FixedNew/Used Auto7 Years7.50%
FixedNew/Used Auto8 Years9.25%
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RV Loans Cash back monthly rebate with personal checking.

TypeProductTermAPR*
FixedBoat, RV, ATV5 years8.99%
FixedBoat, RV, ATV6-7 Years9.25%
FixedBoat, RV, ATV8-10 Years9.75%
VariableBoat, RV, ATV7-10 Years8.49%
VariableBoat, RV, ATV11-12 Years8.99%
VariableBoat, RV, ATV13-15 Years9.25%
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Signature Loans Cash back monthly rebate with personal checking.

TypeProductTermAPR*
FixedSignature1 Years12.99%
FixedSignature2 Years13.25%
FixedSignature3 Years13.75%
FixedSignature4 Years14.75%
FixedSignature5 Years15.99%
VariableSignature3 Years12.75%
VariableSignature4 Years13.50%
VariableSignature5 Years14.25%
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Orange Platinum Visa

TypeProductAPR*
FixedPlatinum Rewards11.90%
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All rates are subject to change without notice.

The rate we are providing is the lowest Annual Percentage Rate (APR) available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed.

Rates based on credit history, collateral criteria, term of loan, and other criteria. Loans subject to all Credit Union policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply.

Home Mortgages Rates as of 10/09/2024

TypeProductTermRateAPR*
FixedConventional30 Years6.125%6.268%
FixedConventional15 Years5.250%5.482%
FixedConventional10 Years5.000%5.329%
Variable5/1 Adjustable30 Years6.250%6.394%
FixedFHA30 Years5.375%5.669%
FixedFHA15 Years4.875%5.370%
FixedVA30 Years5.375%5.707%
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Home Equity Line of Credit

TypeProductTermAPR*
Variable80% Home Equity30 Years8.00%
Variable70% Jumbo Home Equity30 Years9.00%
Variable90% Home Equity25 Years9.50%
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Home Equity Advantage

TypeProductTermAPR*
Fixed80% Home Equity5 Years7.50%
Fixed80% Home Equity6-10 Years8.00%
Fixed90% Home Equity5 Years9.00%
Fixed90% Home Equity6-10 Years9.50%
Fixed100% Home Equity5 Years12.25%
Fixed100% Home Equity6-10 Years12.75%
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Residential Construction

TypeTermAPR*
VariableUp to 12 Months8.00%
FixedUp to 12 Months7.50%
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All rates are subject to change without notice.

The rate we are providing is the lowest Annual Percentage Rate (APR) available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed.

Rates based on credit history, collateral criteria, term of loan, and other criteria. Loans subject to all Credit Union policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply.

When the loan amount exceeds $766,550, the LTV will typically be limited to 70% and a 0.50% rate premium. Loans over $1 million typically require a rate premium of 1%. Rates may be adjusted on LTV or other factors.

Traditional and IRA Term Deposit

TypeMinimum BalanceAPY*
6-Month Term Deposit$2,0004.40%
12-Month Term Deposit$2,0004.25%
18-Month Term Deposit$2,0004.15%
24-Month Term Deposit$20004.00%
36-Month Term Deposit$2,0004.00%
48-Month Term Deposit$2,0003.90%
60-Month Term Deposit$2,0003.90%
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Savings

TypeMinimum BalanceAPY*
Savings$00.10%
Savings$2,000+0.25%
IRA Share$01.00%
Health Savings$00.25%
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Personal Checking

BalanceAPY *
$0.00 - $2,999.990.00%
$3,000.00 - $9,999.990.25%
$10,000.00 - $24,999.990.50%
$25,000.00 - $99,999.991.00%
$100,000.00 - $249,999.992.00%
$250,000.00 - $999,999.993.00%
$1,000,000 +3.00%
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Money Market

TypeMinimum BalanceAPY*
Money Market$00.50%
Money Market$2,0001.50%
Money Market$25,0002.50%
Money Market$100,0003.45%
Money Market$250,0004.25%
Money Market$1,000,0004.65%
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APY-Annual Percentage Yield. All rates subject to change without notice.