All Utah First branches will be closed on Monday, September 5th in honor of Labor Day.
Calculator

All rates are subject to change without notice.

*The rate we are providing is the lowest Annual Percentage Rate (APR) available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed.

Rates based on credit history, collateral criteria, term of loan, and other criteria. Loans subject to all Credit Union policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply.

Your federal savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government

Loan Rates
Home Loan Rates
Savings Rates
Loan Rates
Type
Product
Term
APR*
Fixed
New/Used Auto
2 Years
2.50%
Fixed
New/Used Auto
2-3 Years
2.75%
Fixed
New/Used Auto
3-4 Years
2.99%
Fixed
New/Used Auto
4-5 Years
2.99%
Fixed
New/Used Auto
5-6 Years
3.24%
Fixed
New/Used Auto
6-7 Years
3.49%
Fixed
New/Used Auto
7-8 Years
4.24%
Fixed
New/Used Auto
8-9 Years
4.74%
Variable
New/Used Auto
9 Years
2.74% - 4.49%
Type
Product
Term
APR*
Fixed
Boat, RV, ATV
5 Years
4.75%
Fixed
Boat, RV, ATV
5-7 Years
5.25%
Fixed
Boat, RV, ATV
7-10 Years
6.00%
Variable
Boat, RV, ATV
7 Years
4.50%
Variable
Boat, RV, ATV
7-9.5 Years
5.00%
Variable
Boat, RV, ATV
12-15 Years
5.25%
Type
Product
Term
APR*
Fixed
Signature
1 Years
5.25%
Fixed
Signature
1-2 Years
5.75%
Fixed
Signature
2-3 Years
6.25%
Fixed
Signature
3-4 Years
6.75%
Fixed
Signature
4-5 Years
7.75%
Variable
Signature
3 Years
5.75%
Variable
Signature
3-4 Years
6.25%
Variable
Signature
4-5 Years
7.25%
Type
Product
Term
APR*
Fixed
Line of Credit
Years
13.90%
Type
Product
Term
APR*
Fixed
Platinum Awards
Years
11.90%
Fixed
Platinum
Years
9.90%
Home Loan Rates
Effective as of 08/30/2016
Type
Product
Term
APR*
Fixed
Conventional
10 Years
3.447%
Fixed
Conventional
15 Years
3.440%
Fixed
Conventional
30 Years
3.676%
Variable
5/1 Adjustable
30 Years
3.424%
Type
Product
Term
APR*
Fixed
FHA
30 Years
5.279%
Fixed
FHA
15 Years
5.235%
Type
Product
Term
APR*
Fixed
VA
30 Years
3.468%
Type
Product
Term
APR*
Variable
80% Home Equity
30 Years
3.99%
Variable
90% Home Equity
25 Years
5.25%
Variable
100% Home Equity
20 Years
6.75%
Variable
125% Home Equity
15 Years
9.25%
Type
Product
Term
APR*
Fixed
80%
5 Years
4.50%
Fixed
80%
6-10 Years
6.00%
Fixed
90%
5 Years
6.00%
Fixed
90%
6-10 Years
8.00%
Fixed
100
5 Years
8.00%
Fixed
100
6-10 Years
9.00%
Savings Rates
Type
Minimum Balance
apy*
Savings
$50
0.10%
$10,000
0.10%
Dedicated Savings
$50
0.45%
Dividend Checking
$0
0.00%
$1,000
0.05%
$25,000
0.10%
$50,000
0.10%
IRA Share
$0
0.20%
Type
Minimum Balance
apy*
6 Month CD
$500
0.25%
12 Month CD
$500
0.45%
18 Month CD
$500
0.50%
24 Month CD
$500
0.60%
36 Month CD
$500
0.95%
48 Month CD
$500
1.20%
60 Month CD
$500
2.00%
Type
Minimum Balance
apy*
High Rate Money Market
$25,000
0.25%
$50,000
0.25%
$75,000
0.25%
$100,000
0.30%
$250,000
0.35%
Money Market
$3,000
0.10%
$5,000
0.15%
$20,000
0.20%
$50,000
0.20%
$100,000
0.25%
$250,000
0.30%
Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.