Business Checking Accounts
Business Checking Accounts
Plan Comparisons
Business Basic
Business Advantage
Nonprofit
Account Recommendations

Small businesses with up to 300 monthly transactions.

Larger businesses and/or more than 300 monthly transactions. Offers a greater selection of options and services.

A low-fee checking account with all of the perks. This account is only available to non-profit organizations.

Courtesy Pay

Courtesy Pay limits - $400 to $10,000
Utah First will pay overdraft items on behalf of all business checking types up to a predetermined amount.

Courtesy Pay limits - $400 to $10,000
Utah First will pay overdraft items on behalf of all business checking types up to a predetermined amount.

Courtesy Pay limits - $400 to $10,000
Utah First will pay overdraft items on behalf of all business checking types up to a predetermined amount.

Member Entrance

$5.00

$5.00

$5.00

New Checking Setup Charge

$25.00

$25.00

$25.00

Monthly Maintenance Charge

$5.00
Waived with e-Statements

$15.00 (May be analyzed)
Waived with $5,000 average daily balance

Free

Deposits & Withdrawals

Free up to 300/month

Free up to 300/month
$0.05/each thereafter

Free

Cash & Coin Handling on Deposits & Withdrawals

Free

$0.50 per $1,000 over $10,000
3% on loose coin

Free

Bill Pay - Monthly

Free
Per Transaction:
1-10 Free; $0.75 thereafter

Free
Per Transaction:
1-10 Free; $0.75 thereafter

Free
Per Transaction:
1-10 Free; $0.75 thereafter

Electronic Invoicing - Monthly

$15.00
Per Transaction:
1-15 Free; $0.75 thereafter

$15.00
Per Transaction:
1-15 Free; $0.75 thereafter

$15.00
Per Transaction:
1-15 Free; $0.75 thereafter

Business Wires Domestic

Incoming: Free
Outgoing: $15.00

Incoming: Free
Outgoing: $15.00

Incoming: Free
Outgoing: $15.00

Business Wires International

Incoming: Free
Outgoing: $50.00

Incoming: Free
Outgoing: $50.00

Incoming: Free
Outgoing: $50.00

Cash Management Wires

Set-Up Fee: Free
Monthly Charge: Free
Outgoing Domestic: $10.00
Outgoing International: $50.00

Set-Up Fee: Free
Monthly Charge: Free
Outgoing Domestic: $10.00
Outgoing International: $50.00

Set-Up Fee: Free
Monthly Charge: Free
Outgoing Domestic: $10.00
Outgoing International: $50.00

ACH - Cash Management

Set-Up Fee: None
Monthly Charge: None
Batch Charge: $3.00
ACH Fee Per Item: $0.20
ACH Returns: $3.00

Set-Up Fee: None
Monthly Charge: None
Batch Charge: $3.00
ACH Fee Per Item: $0.20
ACH Returns: $3.00

Set-Up Fee: None
Monthly Charge: None
Batch Charge: $3.00
ACH Fee Per Item: $0.20
ACH Returns: $3.00

ACH Direct File Transfer

All fees based on volume and type.

Business Remote Deposit

Set-up Fee: None
Monthly Charge: None
Optional Equipment Purchase: Cost
No Contract Termination Fee

Set-up Fee: None
Monthly Charge: None
Optional Equipment Purchase: Cost
No Contract Termination Fee

Set-up Fee: None
Monthly Charge: None
Optional Equipment Purchase: Cost
No Contract Termination Fee

Online Cash Management

Set-up Fee: None
Monthly Charge: None
Transactions: Free

Set-up Fee: None
Monthly Charge: None
Transactions: Free

Set-up Fee: None
Monthly Charge: None
Transactions: Free

Additional Plan Comparisons
Business Basic
Business Advantage
Nonprofit
No Initial Amount Required to Open
Dividends
Online Business Banking
Business Debit Card
Business Remote Deposit
Free Monthly Bill Pay
Merchant Services
Wire Transfers
Cash Management
Free eStatements
Free ATM Transactions
All rates are subject to change without notice.
*The rate we are providing is the lowest Annual Percentage Rate (APR) available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed.
Rates based on credit history, collateral criteria, term of loan, and other criteria. Loans subject to all Credit Union policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply. Existing Utah First loans are not eligible for promotional rate.
We Make it Our Business to Help Your Business.

We tailor our business checking accounts to provide you with the best benefits for your business. Small or large, we're here to help you grow. Choose the account that works best for you - after all, you're the boss.

Open Your Account
Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.