Our Business Basic is a checking account for small businesses that average fewer than 300 transactions a month. You'll benefit from minimal fees and free cash transactions so you can focus on what's important: building your business.
 
This is the ideal checking account for larger businesses. Our Sweep Privileges feature enables you to sweep any balance that exceeds your pre-determined threshold into an interest-bearing money market account. It's just one more way we support your growing business.
Utah First lends a helping hand to qualifying nonprofit organizations. This business checking account combines all the features of our Business Basic, plus it features no monthly maintenance fees and unlimited monthly deposits.
 
Small businesses with up to 300 monthly transactions.
Larger businesses and/or more than 300 monthly transactions. Offers a greater selection of options and services.
A low-fee checking account with all of the perks. This account is only available to non-profit organizations.
Courtesy Pay limits - $400 to $10,000
Utah First will pay overdraft items on behalf of all business checking types up to a predetermined amount.
Courtesy Pay limits - $400 to $10,000
Utah First will pay overdraft items on behalf of all business checking types up to a predetermined amount.
Courtesy Pay limits - $400 to $10,000
Utah First will pay overdraft items on behalf of all business checking types up to a predetermined amount.
$5.00
$5.00
$5.00
$25.00
$25.00
$25.00
$5.00
Waived with e-Statements
$15.00 (May be analyzed)
Waived with $5,000 average daily balance
Free
Free up to 300/month
Free up to 300/month
$0.05/each thereafter
Free
Free
$0.50 per $1,000 over $10,000
3% on loose coin
Free
Free
Per Transaction:
1-10 Free; $0.75 thereafter
Free
Per Transaction:
1-10 Free; $0.75 thereafter
Free
Per Transaction:
1-10 Free; $0.75 thereafter
$15.00
Per Transaction:
1-15 Free; $0.75 thereafter
$15.00
Per Transaction:
1-15 Free; $0.75 thereafter
$15.00
Per Transaction:
1-15 Free; $0.75 thereafter
Incoming: Free
Outgoing: $15.00
Incoming: Free
Outgoing: $15.00
Incoming: Free
Outgoing: $15.00
Incoming: Free
Outgoing: $50.00
Incoming: Free
Outgoing: $50.00
Incoming: Free
Outgoing: $50.00
Set-Up Fee: Free
Monthly Charge: Free
Outgoing Domestic: $10.00
Outgoing International: $50.00
Set-Up Fee: Free
Monthly Charge: Free
Outgoing Domestic: $10.00
Outgoing International: $50.00
Set-Up Fee: Free
Monthly Charge: Free
Outgoing Domestic: $10.00
Outgoing International: $50.00
Set-Up Fee: None
Monthly Charge: None
Batch Charge: $3.00
ACH Fee Per Item: $0.20
ACH Returns: $3.00
Set-Up Fee: None
Monthly Charge: None
Batch Charge: $3.00
ACH Fee Per Item: $0.20
ACH Returns: $3.00
Set-Up Fee: None
Monthly Charge: None
Batch Charge: $3.00
ACH Fee Per Item: $0.20
ACH Returns: $3.00
All fees based on volume and type.
Set-up Fee: None
Monthly Charge: None
Optional Equipment Purchase: Cost
No Contract Termination Fee
Set-up Fee: None
Monthly Charge: None
Optional Equipment Purchase: Cost
No Contract Termination Fee
Set-up Fee: None
Monthly Charge: None
Optional Equipment Purchase: Cost
No Contract Termination Fee
Set-up Fee: None
Monthly Charge: None
Transactions: Free
Set-up Fee: None
Monthly Charge: None
Transactions: Free
Set-up Fee: None
Monthly Charge: None
Transactions: Free
We tailor our business checking accounts to provide you with the best benefits for your business. Small or large, we're here to help you grow. Choose the account that works best for you - after all, you're the boss.