Buying a home is a big deal. You put plenty of thought into location, square footage, and floorplan, but where you decide to get your home loan is just as important. A Utah First home loan or refinance gives you a personal relationship and face-to-face access to knowledgeable, local lending experts with a unique understanding of the Utah housing market. And, because we’re a local credit union, you’ll get unbeatable home loan service throughout the life of your loan from a friendly, neighborhood lender.
With a Utah First loan, you get:
We have a loan for every type of borrower—and the expertise to help you decide what’s best. We can help you even if you already have a loan estimate from another lender.
Let our local mortgage experts help you get started right away.
Type | Product | Term | Rate | APR* |
---|---|---|---|---|
Fixed | Conventional | 30 Years | 6.125% | 6.268% |
Fixed | Conventional | 15 Years | 5.250% | 5.482% |
Fixed | Conventional | 10 Years | 5.000% | 5.329% |
Variable | 5/1 Adjustable | 30 Years | 6.250% | 6.394% |
Fixed | FHA | 30 Years | 5.375% | 5.669% |
Fixed | FHA | 15 Years | 4.875% | 5.370% |
Fixed | VA | 30 Years | 5.375% | 5.707% |
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APR = Annual Percentage Rate. All rates subject to change without notice.
*The rate we are providing is the lowest Annual Percentage Rate (APR) available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed.
Rates based on credit history, collateral criteria, term of loan, and other criteria. Loans subject to all Credit Union policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply.
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