Utah First Welcomes Teamsters Local 222 Credit Union Members
Checking Accounts
Personal Checking Accounts
Plan Comparisons
Dividend Checking
Account
Personal E-Checking
Account
Free Checking
Account
Account Requirements

Minimum Balance

• eStatements
• Text Messaging
• Email Address
• Debit Card

None

Account Recommendations

Ideal for checking pros with higher balances who want rewards with their
checking. Includes all of the benefits of E-Checking.

Ideal for heavy online and mobile users who want the green products and services. Ideal for students and hip grandparents. The discounted overdraft fee makes this account a great alternative to pay day lenders.

Ideal for heavy users with fluctuating balances and the occasional overdraft user if you are just tired of paying those high bank fees.

Courtesy Pay

Courtesy Pay limits - $400 to $10,000
No more than 5 fees are charged a day
$5 ‘oops’ buffer is applied before a fee is charged

Courtesy Pay limits - $400 to $10,000
No more than 5 fees are charged a day
$5 ‘oops’ buffer is applied before a fee is charged

Courtesy Pay limits - $400 to $10,000
No more than 5 fees are charged a day
$5 ‘oops’ buffer is applied before a fee is charged

Free Debit Card

Yes and Debit Rewards

Yes and Debit Rewards

Free ATM & shared branching transactions
Earns interest
Free Utah First standard checks

Always free checks

Unlimited check orders per year. Just pay shipping of approximately $11.00

1 free box of checks per year. Just pay shipping of approximately $11.00

Free cashier’s checks
Free Credit Union checks
Free domestic outgoing wires
Minimum Balance / Balance Fee

$500.00 / $4.00

Minimum Balance Fee

$4.00

Paper Statement Fee

Simple printed statements are free

$3.00

$3.00

Check/ATM/Debit Courtesy Pay Fees

$17.95

$14.95

$17.95

Non-Sufficient Funds (NSF) Fee

$34.95

$34.95

$34.95

Additional Plan Comparisons
Dividend Checking
Account
Personal E-Checking
Account
Free Checking
Account
Free Online & Mobile Banking features
Free online check images
Free online bill pay
Free online statements
Free mobile remote deposit
Free ATM alerts
All rates are subject to change without notice.
*The rate we are providing is the lowest Annual Percentage Rate (APR) available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed.
Rates based on credit history, collateral criteria, term of loan, and other criteria. Loans subject to all Credit Union policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply. Existing Utah First loans are not eligible for promotional rate.
This is Why We Call It a Personal Checking Account.

You use your personal checking account every day, so it should fit you perfectly. Choose the checking account that fits your lifestyle and start banking better - with Utah First.

Join Utah First
Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.