The MVP of
Business Visa Cards

The perk-packed Visa credit card built for business

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The MVP of
Business Visa Cards

The perk-packed Visa credit card built for business

Running a business is a lot. So we made a card that isn’t.

The Utah First Business Platinum Rewards Visa was built to make your life simpler by helping you save money, manage cash flow, and earn rewards while you’re out there doing all the things. Whether you’re buying staplers or booking flights, every swipe earns points to redeem for travel or rewards, like that wildly necessary office espresso machine.

The Only Business Visa Card You’ll Ever Need

Spend smarter, stress less, and focus on building your business with the Platinum Rewards Visa that works as hard as you do!

Low Fixed Rate = Predictable Payments

No “surprise” APR hikes here. Our competitive rate is locked in, so you can manage cash flow and see healthy margins without guessing what your bill will be next month. 

Rewards Without a Catch

Use your card to buy boring things and redeem them for exciting things like travel and rewards that make late nights feel a little more worth it. 

No Annual Fees, Ever

Other cards charge $100+ per year just for carrying it. Ours doesn’t. Insert celebratory dance here. We’re here to help you grow without draining your budget!

Flexible Credit Access When You Need It

Big purchase? Surprise expense? Revolving credit gives you breathing room. Cover what you need now and pay over time without nuking your working capital.

Built-In Peace of Mind

You’ve got enough on your plate. Let us cover the unexpected with:

Ready to save money where it counts and make money while you spend? Apply for the Utah First Business Platinum Rewards Visa today!

Apply Now

Credit Card

Type Product APR
Fixed Platinum Rewards 11.90%

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APR = Annual Percentage Rate. All rates subject to change without notice.

Frequently Asked Questions

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What is the limit on a Business Visa Card?

The limit on a Utah First Business Visa Card depends on your business’s financial profile and creditworthiness. We offer flexible credit limits designed to meet the needs of small and growing businesses—contact us to see what limit you qualify for!

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How does a Business Visa Card differ from a personal visa card?

A Business Visa Card is designed specifically for business expenses, helping you keep personal and business finances separate. It often comes with higher credit limits, employee card options, and expense tracking tools to help manage your company’s spending.

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Can I write off the annual fees on my Utah Business Visa Card?

The Utah First Business Visa Card does not have an annual fee!

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Do I need to have an LLC to have a Visa Business Card?

No, you don’t need an LLC to apply for a Business Visa Card. Sole proprietors, freelancers, and other business owners can qualify—just be ready to provide details about your business and financials.

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What documents will I need to apply for a Utah Business Visa Card?

You’ll typically need to provide basic business details, such as your EIN (or Social Security Number for sole proprietors), financial statements, and business registration documents. Reach out today, and we’ll guide you through the application process!