At Utah First, we offer auto loans for all credit types—even if you’ve been turned down at another bank or credit union. No matter your financial history, we want you to find a loan that’s right for you. With a judgement-free Utah First auto loan, you get:
Find the right financial fit at Utah First.
| Credit Grade | FICO Score | Up To 60 Months | 61-72 Months |
|---|---|---|---|
| A | 680+ | 6.99% | 6.99% |
| B | 640-679 | 8.24% | 8.24% |
| C | 600-639 | 11.24% | 11.24% |
| D | 550-599 | 15.24% | 15.24% |
| E | <549 | 18.00% | 18.00% |
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APR = Annual Percentage Rate. All rates subject to change without notice.
Annual Percentage Rate (APR) offered on approved credit for terms up to 96 months. APR listed is fixed rate. Term, credit score, and vehicle age may cause a change in rate. Not all members will qualify. Offer subject to change without notice, other terms and conditions may apply.