Money Tips Archives - Page 3 of 11 - Utah First Credit Union

Sep 16, 2022 / Money Tips

As inflation and interest rates rise and the market continues to show signs of slowing down, saving money has been on nearly everyone’s mind. If you’ve gotten into some suboptimal savings and spending habits over the past few years, you’re not alone. You’re also wise to recognize overspending when you see it. Try these strategies…

Aug 26, 2022 / Money Tips

3 Reasons Why a Certificate Account Makes Smart Financial Sense

Did you know that your money is worth more today than the same amount of money in the future? It might seem like a counterintuitive concept, but your cash has kinetic energy—a compounding potential to make even more money when invested wisely. Perhaps the most…

Aug 19, 2022 / Money Tips

Are You in a Bad Banking Relationship?

It’s not you, it’s your big bank. You’ve tried hard to have a mutually beneficial banking relationship—one that’s built on respect, trust, and unwavering honesty—but you get the feeling that your big bank just isn’t the best bank for you. You’ve tried to make things…

Aug 12, 2022 / Local Utah

Are You A Good Fit for a Small Business Loan?

Don’t be fooled by the name: a small business loan can have big business benefits. Still, you may be wondering if your business is a good financial fit for a small business loan. Whether you’re trying find some startup capital, finance equipment or construction costs,…

Aug 05, 2022 / Money Tips

Three Tips for Following Through with Your Financial Goals

Today, it seems that everyone is an expert on the topic of personal finance and they all seem know exactly what you should be doing with your money. What they seem to miss, however, is that personal finance should be—as the name implies—personal. After all,…

Jul 30, 2022 / Money Tips

What Do Rising Interest Rates Mean for You?

Interest rates are rising and the sky is falling! Okay, it’s not all doom and gloom. Yes, the Federal Reserve recently raised rates. And yes, more increases may be coming, but there are both good and bad things about rising rates, and it all impacts…

Jul 08, 2022 / Money Tips

Understanding CDs: Easy Investments with Guaranteed Growth

These days, it seems that economic uncertainty is everywhere you look. Supply chain and labor shortages have disrupted many industries, inflation is at a 40-year high, and the stock market has been incredibly volatile. While no one knows exactly what the economic picture will look…

May 27, 2022 / Money Tips

How to Choose the Right Checking Account

A checking account is a checking account is a checking account. You put your money in, you take your money out, you get a little interest, and that’s what it’s all about. You can find the same hokey-pokey routine at every bank or credit union…

Apr 15, 2022 / Money Tips

Two Ways to Combat the Rising Costs of College

College is expensive. It’s always been a stretch for students to save up and work their way through two to four years of traditional college, trade school, vocational school, or some other institution of higher learning. And, it’s only getting pricier with each passing year.…

Mar 29, 2022 / Money Tips

How Mobile Is Your Wallet?

As with nearly everything else in the world, wallets have gone digital. This isn’t exactly a new trend. Mobile wallets have been around since 2011. But it’s one that more and more consumers are embracing. Big bulky wallets are out. Digital wallets that you can…