You’ve probably heard the term “courtesy pay” before. Essentially, it’s a service provided by your bank or credit union to cover insufficient funds in your checking account. Courtesy pay can kick in to cover a purchase, so you can avoid the embarrassment and inconvenience of a declined transaction. Courtesy pay (sometimes called overdraft protection) is a fantastic...
Read MoreThe holiday shopping season is upon us (t-minus one week and counting until Black Friday). But with rumors of “shipageddon” (possible delays in parcel deliveries), the challenges of socially-distanced shopping, and certain retailers opting to act as pick-up locations only, this holiday shopping season will be unlike any other in recent memory. Getting everything on...
Read MoreA belated tax season is officially over. Now that you have a better view of your income and expenses over the past year, now is the perfect time to conduct an annual review of your finances. Here are a few tips to help you organize and manage your money for the coming year. Organize your...
Read MoreIs there anything more fun than spending money? Vacations, home improvements, shopping sprees, fancy restaurants—there’s an undeniable thrill to experiencing something new. But in order to spend money, you have to save money first. If only it was just as fun. Here are three creative money saving tips to help you prepare for your next...
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