Money Tips Archives - Page 5 of 11 - Utah First Credit Union

Mar 18, 2021 / Money Tips

Each new season brings a new opportunity to save. Whether you memorialize the moment with a resolution or you just have a general goal to save for your next big purchase, the right savings plan and the right follow-through can help you reach your goals. Here are 3 tips to help you meet your…

Feb 10, 2021 / Home Equity

3 Smart Ways to Use Your HELOC

A Home Equity Line of Credit (HELOC) is one of the most flexible ways to borrow money. You can keep your line of credit at the ready as a financial safety net and advance funds to have cash on hand whenever it’s most convenient for…

Jan 21, 2021 / Money Tips

The Best Way to Consolidate Christmas Debt

Did you know that the average American spent around $1,000 on holiday gifts and decorations last month? That figure includes those who don’t buy gifts at all. So, if Santa stuffed your family members’ stockings full of toys and treats, and left you with receipts…

Jan 14, 2021 / Money Tips

What’s the True Cost of Courtesy Pay?

You’ve probably heard the term “courtesy pay” before. Essentially, it’s a service provided by your bank or credit union to cover insufficient funds in your checking account. Courtesy pay can kick in to cover a purchase, so you can avoid the embarrassment and inconvenience of a declined…

Nov 18, 2020 / Money Tips

4 Tips for Smart Holiday Shopping

The holiday shopping season is upon us (t-minus one week and counting until Black Friday). But with rumors of “shipageddon” (possible delays in parcel deliveries), the challenges of socially-distanced shopping, and certain retailers opting to act as pick-up locations only, this holiday shopping season will…

Aug 25, 2020 / Money Tips

Tips for Conducting an Annual Financial Review

A belated tax season is officially over. Now that you have a better view of your income and expenses over the past year, now is the perfect time to conduct an annual review of your finances. Here are a few tips to help you organize…

Jun 17, 2020 / Money Tips

3 Ways to Make Saving Money More Fun

Is there anything more fun than spending money? Vacations, home improvements, shopping sprees, fancy restaurants—there’s an undeniable thrill to experiencing something new. But in order to spend money, you have to save money first. If only it was just as fun. Here are three creative…

May 28, 2020 / Local Utah

Celebrating Small Financial Wins

Change doesn’t happen overnight. Circumstance, on the other hand, can turn in an instant. As a result of the current economic downturn, many Utahns have lost jobs. And businesses all over the state have been forced to close doors. It’s a change in circumstance that…

Apr 23, 2020 / Money Tips

Use Your Quarantine Time to Organize Your Finances

With most of Utah in social isolation, you’ve probably had at least a little extra time on your hands in recent weeks. Maybe you’ve joined the tiktok challenge craze, or started learning a new language (self-paced online language learning is up). Or, maybe you’ve learned…

Apr 16, 2020 / Money Tips

How does the CARES stimulus impact you?

As a result of the spread of novel coronavirus (COVID-19), the federal government passed the CARES Act, a historic economic stimulus that will distribute $2.2 trillion in financial aid to businesses, households, and healthcare organizations. How does it impact you?