Which Checking Account Works for You?

Which Utah First Checking Account is Right for You?

Nearly everyone has a checking account. But, did you know that not all checking accounts are created equal? And, depending on your situation, your checking account can give you different benefits. So, if you’re still taking a one-size-fits-all approach to your accounts, here are three options to help you decide which Utah First checking account is right for you.

Personal E-Checking Account

Utah First’s Personal E-Checking Account gives you all the benefits of online banking with the lowest overdraft protection fee, giving you an affordable alternative to payday loans. This account is great if you want the benefits of mobile banking, but don’t want to worry about maintaining a minimum balance. Plus, you get unlimited check orders per year, free cashier’s checks, and free domestic outgoing wires.

Dividend Checking Account

As its name suggests, Utah First’s Dividend Checking Account pays you interest as long as your balance stays above $1,000. You’ll also get access to benefits like free money orders, free Credit Union checks, and domestic wires. Plus, you get all the benefits of E-checking. The Dividend Checking Account requires a minimum balance of $500, but it’s a great option if you’re looking for a checking account with a few extra perks.

Free Checking Account

The Free Checking Account at Utah First is simple and straightforward. You need nothing to open an account, and there’s no minimum balance required. As with all accounts at Utah First, there’s no hidden fees, so you don’t have to worry about surprises expenses creeping up on you down the road. With the Free Checking account, you get a free debit card, free ATM and shared branching transactions, and one box of checks per year. Plus, you have access to all the mobile and online banking features that come with other accounts.

At Utah First, we’ve got a checking account to fit your own unique lifestyle. Instead of looking at all checking accounts the same, find one that will give you the benefits you’re looking for.

News & Events
Dec 03, 2018 / Money Tips

It’s the most wonderful time of the year, and the most expensive one too. If you want to enjoy the holidays this year without paying for them until next year, here are 5 tips to save money on your holiday shopping. 1. Set a Budget The first rule of every holiday spending season is...

Nov 26, 2018 / Credit

You’ve probably heard of about the prime rate before. But what exactly does it mean and how does it affect you and your interest rates? Here are a few things you should know about the prime rate. What is the Prime Rate? The prime rate is a foundational interest rate commonly used to...

Nov 16, 2018 / Local Utah

You’ve probably heard all about the benefits of buying local – the economic and environmental advantages are well-documented. But did you know that banking local can be good for you and your community as well? In fact, some of the best banks in Utah are local, member-owned credit...

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.