Which Checking Account Works for You?

May 15, 2018 / News

Which Utah First Checking Account is Right for You?

Nearly everyone has a checking account. But, did you know that not all checking accounts are created equal? And, depending on your situation, your checking account can give you different benefits. So, if you’re still taking a one-size-fits-all approach to your accounts, here are three options to help you decide which Utah First checking account is right for you.

Personal E-Checking Account

Utah First’s Personal E-Checking Account gives you all the benefits of online banking with the lowest overdraft protection fee, giving you an affordable alternative to payday loans. This account is great if you want the benefits of mobile banking, but don’t want to worry about maintaining a minimum balance. Plus, you get unlimited check orders per year, free cashier’s checks, and free domestic outgoing wires.

Dividend Checking Account

As its name suggests, Utah First’s Dividend Checking Account pays you interest as long as your balance stays above $1,000. You’ll also get access to benefits like free money orders, free Credit Union checks, and domestic wires. Plus, you get all the benefits of E-checking. The Dividend Checking Account requires a minimum balance of $500, but it’s a great option if you’re looking for a checking account with a few extra perks.

Free Checking Account

The Free Checking Account at Utah First is simple and straightforward. You need nothing to open an account, and there’s no minimum balance required. As with all accounts at Utah First, there’s no hidden fees, so you don’t have to worry about surprises expenses creeping up on you down the road. With the Free Checking account, you get a free debit card, free ATM and shared branching transactions, and one box of checks per year. Plus, you have access to all the mobile and online banking features that come with other accounts.

At Utah First, we’ve got a checking account to fit your own unique lifestyle. Instead of looking at all checking accounts the same, find one that will give you the benefits you’re looking for.