Blog

Sep 24, 2025 / Uncategorized

Checking for Students: 7 Smart Banking Tips for College Life 

College is an exciting time full of new friends, learning, late-night food runs, and the freedom not to do your laundry for three weeks (no judgment here!). But with independence also comes unglamorous responsibility, like figuring out how to manage your paycheck without overdrafting for energy drinks. That’s where the right personal checking account can…
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Sep 17, 2025 / Checking

The Benefits of Opening a Checking Account With a Credit Union vs. a Big Bank 

Choosing where to open a checking account is a pretty big deal. It’s where your paycheck lands, your bills get paid, and your financial life lives, so it’s worth picking a partner that makes the experience feel like a win. But to say you’ve got…
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Sep 08, 2025 / News

Utah First Wins 11th Crystal Performance Award on 90th Anniversary

Utah First Credit Union is honored to announce that we’ve been awarded the Crystal Performance Award for the 11th consecutive year. This is a recognition given to only the top 2–3% of credit unions nationwide. Presented by Raddon, the award recognizes consistent excellence in areas…
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Jul 28, 2025 / Uncategorized

How to Sell Your Car When You Still Owe on Your Loan

Wanna sell your car but still owe money on it? No worries! An outstanding loan might take a few extra steps, but it’s totally doable. With a little planning and a lot of know-how from your local credit union (that’s us!), you can sell your…
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Jul 21, 2025 / Uncategorized

How Do I Use My Auto Loan at a Car Dealership?

Ready to buy a car and pay for it like a total pro? When you’re rolling with a credit union like Utah First, you’ve got two solid ways to finance at the car dealership: Get pre-approved before you shop for extra negotiating power, or let…
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Jul 01, 2025 / Auto & RV

How Your Credit Score Drives Your Auto Loan Options

When you’re looking to get an auto loan, your credit score plays a big role in whether you qualify and what kind of terms you’ll get. Whether you’re eyeing a new ride or a used one, knowing how your credit score impacts your loan choices…
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Jun 23, 2025 / Money Tips

Life Happens. We’ve Got Your Back With Courtesy Pay.

We Planned for Your “Whoops!” Moments   We’ve all had that day. The one when your rent comes due, your skincare subscription ships, the dog needs grooming, and that 30-day free trial suddenly isn’t. All at once. Being a functioning human in 2025 means juggling…
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Jun 11, 2025 / Money Tips

Earn Dividends With a Personal Checking Account Built for Better Banking Relationships!

There are two kinds of checking accounts in this world. One holds your money, and that’s about it. The other sweetens the deal with dividends as a thanks for using it. Can you guess which one we offer?  At Utah First, we don’t just hand…
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Jun 10, 2025 / Auto & RV

How Can I Improve My Credit Score to Get a Better Car Loan?

Your credit score plays a big role in securing an auto loan. It’s your ticket to better rates, lower payments, and long-term savings. But if your credit score isn’t sparkling, don’t sweat it! Not only can you get an auto loan no matter your credit…
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May 28, 2025 / Events

Mark Your Calendars! The 2025 Utah First Amphitheatre Lineup Is Here

If you haven’t seen this summer’s stacked concert lineup yet, stop what you’re doing and check it out now! The 2025 season promises over 40 nights under the stars, killer mountain views, and Fast Lane entry for Orange Platinum Visa cardholders. From May through October,…
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