Blog - Utah First Credit Union

Mar 19, 2026 / Credit

Credit cards are incredibly convenient. They help you manage cash flow, handle emergencies, and even earn rewards. But there’s one part that often feels confusing: interest. If you’ve ever wondered why balances seem to grow faster than expected, you’re not alone. The good news is that credit card interest isn’t magic, it’s math. Once you…

Mar 06, 2026 / Local Utah

Save More than Daylight

Spring forward this Sunday! Daylight Savings has a bad reputation. Springing forward means an hour of sleep lost, but we like looking on the bright side. So grab a quick nap and get ready to enjoy that extra hour of evening sun. Here are a…

woman being showered with money thanks to a heloc

Mar 04, 2026 / Home Equity

5 Ways to Stretch Your Tax Refund With a HELOC

There’s something elite-feeling about a tax refund hitting your account. What could be more exciting than money coming back to you in one satisfying lump sum? But instead of thinking of your refund as spending cash this year, think of it as strategic money! On its own, your…

Feb 26, 2026 / Uncategorized

Consolidation Strategies for Cleaning Up Your Debt Like a Champ

When you urgently need a replacement fridge, medical procedure, or car repair, paying the full amount upfront might not be in the cards. We all know real life isn’t always pay-in-full friendly. That’s why credit exists — to bridge the gap between life happening and your paycheck catching up without…

Feb 19, 2026 / Money Tips

To Refi or Not to Refi? 6 Mortgage Questions to Ask Yourself

If you’re a Utah homeowner, you’ve probably asked yourself at some point, “When is the right time to refinance my home?” Totally fair question, and the answer is different for everyone. Refinancing can be a super savvy move when it fits your life, goals, and timing. Whether you’re looking to lower your monthly payment,…

Feb 10, 2026 / Uncategorized

How to Squeeze More From Your Spending With Orange Rewards

You know that feeling when you find a crumpled $20 in last winter’s coat pocket? Orange Rewards is basically that, except it happens every single time you swipe your Utah First debit or Orange Platinum Visa credit card. Orange Rewards is our way of thanking…

Feb 03, 2026 / Home Equity

5 Retreat-Level Home Upgrades to Help You Romanticize Everyday Life

We’re not here to trash-talk flowers. They’re pretty, thoughtful, and they say, “I was thinking of you.” But they don’t last long, and chocolate disappears even faster. If you’re looking for a Valentine’s Day gift that lasts and improves your daily life together, what if…

Jan 21, 2026 / Security

Scam Alert! Watch Out for These Tactics

With the world trending toward digital everything, scams have become more sophisticated and harder to spot than ever. At Utah First Credit Union, we’re alarmed by the increasing number of reports from our members falling victim to scams — from fraudulent puppy sellers to Utah…

Top Workplaces 2025 and Best Companies to Work For award logos with illustration of a Utah First branch

Jan 10, 2026 / Uncategorized

Utah First Earns Two Major Workplace Awards

Lightning doesn’t usually strike twice, but let’s be honest. When you build a workplace people actually want to be part of, recognition tends to follow. We’re proud to share that Utah First Credit Union® has been recognized as one of Utah’s best places to work,…

Jan 05, 2026 / Home Equity

7 HELOC Power Moves to Boost Your Utah Home Value in 2026

We can feel it — 2026 is your year to make big moves! And this year, you can start right at home. If your kitchen’s still rocking fluorescent lighting or your bathroom’s trapped in 1998, your Utah First HELOC gives you the power to tackle the living upgrades you’ve dreamed about.…