Checking Account Archives - Utah First Credit Union

Sep 17, 2025 / Checking

The Benefits of Opening a Checking Account With a Credit Union vs. a Big Bank

Choosing where to open a checking account is a pretty big deal. It’s where your paycheck lands, your bills get paid, and your financial life lives, so it’s worth picking a partner that makes the experience feel like a win. But to say you’ve got options for days is an understatement. While big banks have…

Mar 27, 2025 / News

A More Direct Way to Do Direct Deposit

Direct deposit has always been the easiest way to get paid. But setting it up? Not so much. It’s been anything but direct between paperwork, employer runarounds, and outdated processes. Thankfully, Utah First is constantly coming up with ways to make your financial life more…

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Nov 08, 2024 / Money Tips

7 Ways to Waive Your Checking Account Fees at Utah First Credit Union

Are you tired of pesky checking account fees eating away at your hard-earned cash? Look no further than Utah First Credit Union, where we’ve got the secret sauce for scoring waived fees for your checking account–it’s easier than you might think. Forget about jumping through…

Apr 21, 2023 / Money Tips

5 Reasons to Check Out a Utah First Checking Account

As banking continues to evolve, why are so many checking accounts stuck in the past? They come with old-fashioned fees, pricey overdraft protection, and antiquated account access. Isn’t it about time for the checking account to change? At Utah First, you get all the checking…

Oct 08, 2022 / Money Tips

Are Your Cash and Car Loan Cooperating?

At Utah First, we’re known throughout the state as one of the very best places to get a car loan. Many new members discover and join Utah First every year by financing or refinancing their auto loan purchases. We welcome these applicants with open arms,…

Sep 30, 2022 / Money Tips

3 Reasons to Use Your Debit Card

Credit cards get all the credit—and for good reason. They offer a convenient and rewarding way to make purchases. They also get all the commercials, the rate and rewards comparisons, and the small-talk conversations about which card is best. But there’s another side of spending…

Sep 23, 2022 / Money Tips

Time to Check Your Checking Account

You have regular checkups for just about everything. You check on your hair, your health, your fly, your finances, your blood pressure and your breath. You even sometimes check your reality. With so much checking going on, it’s a wonder that your checking account ironically…

May 27, 2022 / Money Tips

How to Choose the Right Checking Account

A checking account is a checking account is a checking account. You put your money in, you take your money out, you get a little interest, and that’s what it’s all about. You can find the same hokey-pokey routine at every bank or credit union…

Jan 14, 2021 / Money Tips

What’s the True Cost of Courtesy Pay?

You’ve probably heard the term “courtesy pay” before. Essentially, it’s a service provided by your bank or credit union to cover insufficient funds in your checking account. Courtesy pay can kick in to cover a purchase, so you can avoid the embarrassment and inconvenience of a declined…

Sep 26, 2018 / Money Tips

Why Having a Low Overdraft Fee is So Important

We’ve all been there before – that moment at the checkout counter when you swipe your card with one hand and cross your fingers with the other, hoping that you have enough funds to cover the purchase. If you don’t have overdraft protection, the transaction…