Checking Account Archives - Utah First Credit Union

Apr 21, 2023 / Money Tips

5 Reasons to Check Out a Utah First Checking Account

As banking continues to evolve, why are so many checking accounts stuck in the past? They come with old-fashioned fees, pricey overdraft protection, and antiquated account access. Isn’t it about time for the checking account to change? At Utah First, you get all the checking account features you need to manage your money in a…

Feb 24, 2023 / News

A More Direct Way to Do Direct Deposit

As part of an ongoing commitment to make financial life more convenient for members, Utah First is introducing a new way to do direct deposit. While direct deposit has always been the best way to get paid, setting up direct deposit has never been all…

Oct 08, 2022 / Money Tips

Are Your Cash and Car Loan Cooperating?

At Utah First, we’re known throughout the state as one of the very best places to get a car loan. Many new members discover and join Utah First every year by financing or refinancing their auto loan purchases. We welcome these applicants with open arms,…

Sep 30, 2022 / Money Tips

3 Reasons to Use Your Debit Card

Credit cards get all the credit—and for good reason. They offer a convenient and rewarding way to make purchases. They also get all the commercials, the rate and rewards comparisons, and the small-talk conversations about which card is best. But there’s another side of spending…

Sep 23, 2022 / Money Tips

Time to Check Your Checking Account

You have regular checkups for just about everything. You check on your hair, your health, your fly, your finances, your blood pressure and your breath. You even sometimes check your reality. With so much checking going on, it’s a wonder that your checking account ironically…

May 27, 2022 / Money Tips

How to Choose the Right Checking Account

A checking account is a checking account is a checking account. You put your money in, you take your money out, you get a little interest, and that’s what it’s all about. You can find the same hokey-pokey routine at every bank or credit union…

Jan 14, 2021 / Money Tips

What’s the True Cost of Courtesy Pay?

You’ve probably heard the term “courtesy pay” before. Essentially, it’s a service provided by your bank or credit union to cover insufficient funds in your checking account. Courtesy pay can kick in to cover a purchase, so you can avoid the embarrassment and inconvenience of a declined…

Sep 26, 2018 / Money Tips

Why Having a Low Overdraft Fee is So Important

We’ve all been there before – that moment at the checkout counter when you swipe your card with one hand and cross your fingers with the other, hoping that you have enough funds to cover the purchase. If you don’t have overdraft protection, the transaction…

Aug 07, 2018 / Credit

4 Money Saving Ideas for the School Year

Back-to-school season is one of the most expensive times of the year. There are books to buy and tuition to pay. And If you have little ones, back-to-school clothes, backpacks, computers, fees, and supplies don’t come cheap. But with this impending demand for your dollars,…

May 15, 2018 / News

Which Utah First Checking Account is Right for You?

Nearly everyone has a checking account. But, did you know that not all checking accounts are created equal? And, depending on your situation, your checking account can give you different benefits. So, if you’re still taking a one-size-fits-all approach to your accounts, here are three…