Blog

Jun 17, 2022 / Auto & RV

What’s Your Loan Language?

Do you know your loan language? Every borrower wants something slightly different from their loan and lending relationship. And it makes a lot of sense. After all, your loan isn’t just a fleeting financial transaction. You’re entering into a meaningful, long-term relationship and it’s important that your lender understands what’s important to you and can…
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May 09, 2022 / Credit

3 Financial Decisions that Follow You (And How to Successfully Start Over)

Everyone has a few financial regrets. No one is perfect with their money 100% of the time. But some financial faux pas are less forgiving than others. In fact, some can impact your credit for years to come and severely limit your financial flexibility. Here…
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Feb 14, 2022 / Auto & RV

We Love You!

We might show it through our actions more often than we actually say it, but we really love you! We don’t mean to sound overly sentimental, but being member-owners of an amazing credit union, with a shared love for community and helping each other succeed,…
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Jul 22, 2021 / Credit

Can You Still Get a Loan if You have Colorful Credit?

At Utah First, our members come from all walks of life. When it comes to credit, some have pep in their step and others have been told to take a hike by big bank lenders, who talk the talk, but don’t walk the walk with…
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Jul 15, 2021 / Auto & RV

Celebrate the Summer Road Trip at Utah First

We all love Utah, but summer is for seeing what else the world has to offer, or at least what you can see of the rest of the state. Here are a few interesting facts and a few helpful suggestions about the summer road trip…
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Jul 02, 2021 / Auto & RV

Why July is the Best Month to Buy (or Refinance) a Car

You may have heard about the recent global chip shortages, unprecedented vehicle demand, and low dealership inventory, all of which may have caused you to push the proverbial brake pedal on buying a car in the near future. But, there are actually a few really…
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Jun 03, 2021 / Credit

Is Your Financial Institution the Right Fit for You?

Before you go to your financial institution to ask them for a loan, take a moment to ask yourself what you want out of your financial institution. After all, if you’re going to be one-half of a legitimate lending partnership, you should have a say…
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May 27, 2021 / Auto & RV

The First Step of Every Car Buying Journey

Buying a car is a journey, not a destination. Sure, the destination is satisfying, but the right journey can make the end goal that much sweeter. As you plan out your own car buying journey, do some research to find the right loan, the right…
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Apr 15, 2021 / Auto & RV

How does your monthly car payment compare?

Cars can be expensive. There’s the purchase price, the cost of financing, the cost of maintenance and repairs, and last but certainly not least, the cost of gas. That latter of which, in particular, has been on nearly everyone’s mind, every time they pass the…
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Mar 24, 2021 / Auto & RV

Is Your Car Loan a Cash Guzzler?

Have you ever bought a new or used car, knowing it wasn’t going to get great gas mileage? Maybe you focused on the pros and looked past the cons. Or, maybe you just ignored the MPGs because you were so excited about your new purchase.…
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