Jun 17, 2022 / Auto & RV
Do you know your loan language? Every borrower wants something slightly different from their loan and lending relationship. And it makes a lot of sense. After all, your loan isn’t just a fleeting financial transaction. You’re entering into a meaningful, long-term relationship and it’s important that your lender understands what’s important to you and can tailor a loan to fit your financial needs.
When it comes to loans, no one likes to hear the word, “no.” But depending on your credit score and financial background, many lenders won’t give you the time of day. At Utah First, we build up our members by approving loans, as they work to build and rebuild their credit scores. It’s part of our credit union DNA to say “yes” to our members. If you want to hear praise, encouragement, and compliments for your efforts to build a better, brighter financial future, we want to work with you. When other lenders love to say, “no,” we always strive to say “yes.”
Have you ever had a loan with a big bank or non-local credit union that made you feel like just another number? You’re treated like dollars and cents in a transactional world. At Utah First, we know that many of our members want local loan service and helpful, friendly loan experts. If this describes your loan language, you can meet face-to-face or chat over the phone anytime with a loan specialist at Utah First, who can help you complete your application and answer your questions throughout the life of your loan.
Your time is precious to you, but many lenders give you the run around, making you jump through hoops and take extra steps at every stage of the loan process. That’s why we make every interaction involving your loan fast, friendly, and for your financial benefit. And it starts right from the time you fill out your loan application. We can give you an instant loan approval, so you can know you’re not wasting your time. You can also check and pay your balances using Utah First digital banking, so you can live your life on the go, without worrying about your loan.
While some financial institutions are willing to approve non-traditional loans, they also come at a cost—an unusually high interest rate and a monthly bill that borders on unaffordable. At Utah First, we believe in giving our members a fresh start and a great rate. If this describes your loan language, we want to work with you to help you get approved and find an affordable loan that will increase quality of life.
At Utah First, we speak your loan language. We have auto loans for all credit types, so no matter where you are (or where you’ve been) financially, we can find a loan that’s right for you. Apply online or come meet with one of our helpful loan experts to find the loan (and loan language) that’s right for you.