Money Tips Archives - Page 8 of 11 - Utah First Credit Union

Nov 26, 2018 / Credit

What is the Prime Rate and How Does it Affect Me?

You’ve probably heard of about the prime rate before. But what exactly does it mean and how does it affect you and your interest rates? Here are a few things you should know about the prime rate. What is the Prime Rate? The prime rate is a foundational interest rate commonly used to determine short-term…

Nov 07, 2018 / Money Tips

3 Benefits of a Money Market Account

A savings account should offer three key benefits: security, accessibility, and a good interest rate. But not all savings plans check all three boxes. For example, you could put money under your mattress where it’s readily accessible, but not exactly secure. And it’s certainly not…

Oct 18, 2018 / Money Tips

Everything You Need to Know About Opening a Money Market Account

Are you ready to get serious about your savings? Maybe you have a big payment coming down the road like tuition, mortgage, rent, or taxes. Or, you just want to set aside some money for the inevitable emergency travel, repair, or medical cost. Whatever your…

Oct 03, 2018 / Money Tips

Why a Money Market Account Makes Sense

Life is all about compromise. A concession here and a settlement there; you meet in the middle and move forward with a decision. You might not get everything you want, but you’re happy with the end result because that’s how life works, right? The ability…

Sep 26, 2018 / Money Tips

Why Having a Low Overdraft Fee is So Important

We’ve all been there before – that moment at the checkout counter when you swipe your card with one hand and cross your fingers with the other, hoping that you have enough funds to cover the purchase. If you don’t have overdraft protection, the transaction…

Sep 12, 2018 / Money Tips

How a Loan Calculator Can Help You Find the Perfect Home

In the search for the perfect home, everyone has their list of must-haves. From location and home size to neighborhood and number of bedrooms, the perfect home means something different to every buyer. But while one person’s must-haves are another person’s indifference, buying the perfect…

Sep 04, 2018 / Local Utah

5 College Costs That Will Surprise You

College is one of the most memorable and exciting times of life. At the same time, it’s also one of the most expensive. There’s tuition to pay and a whole host of extra costs and fees that tend to sneak up on unsuspecting students. So,…

Aug 07, 2018 / Credit

4 Money Saving Ideas for the School Year

Back-to-school season is one of the most expensive times of the year. There are books to buy and tuition to pay. And If you have little ones, back-to-school clothes, backpacks, computers, fees, and supplies don’t come cheap. But with this impending demand for your dollars,…

Jul 03, 2018 / Money Tips

Talking to Your Teens About Money

Ever since the time you first hefted the car seat into the grocery cart, your kids have been watching you use money. And now that they’re growing up, getting summer jobs, and spending their own money, there’s no better time for your kids to learn…

Jun 19, 2018 / Money Tips

7 Things You Should Consider Before Opening a Checking Account

It’s nice not to have to carry a bag of coins around to conduct business. But that service shouldn’t be taken lightly. Opening a checking account means starting a relationship with your bank or credit union and the services offered aren’t always equal. Here are…