Auto & RV Archives - Utah First Credit Union

Student driver standing outside of a car

Aug 01, 2026 / Auto & RV

Get Your Teen Rolling With Auto Loans for Students

First cars are a whole thing. The excitement, the borderline-terrifying realization that your kid is about to be on the road alone, the crash course in budgets and insurance — it’s a milestone, and it’s gonna feel like one! Thankfully, Utah First is here to make the financing of that milestone the easiest part. Whether your…

Upside down car on stack of coins illustration

Jul 12, 2026 / Auto & RV

Owe More Than Your Car Is Worth? Here’s What to Do

Realizing you owe more on your car than it’s worth isn’t a fun surprise. If your auto loan balance is higher than your car’s current value, you’re what the financial world calls being “upside down” or “underwater” on your loan. No need to freak out,…

Jul 01, 2025 / Auto & RV

How Your Credit Score Drives Your Auto Loan Options

When you’re looking to get an auto loan, your credit score plays a big role in whether you qualify and what kind of terms you’ll get. Whether you’re eyeing a new ride or a used one, knowing how your credit score impacts your loan choices…

Jun 10, 2025 / Auto & RV

How Can I Improve My Credit Score to Get a Better Car Loan?

Your credit score plays a big role in securing an auto loan. It’s your ticket to better rates, lower payments, and long-term savings. But if your credit score isn’t sparkling, don’t sweat it! Not only can you get an auto loan no matter your credit…

May 07, 2025 / Auto & RV

How to Qualify for Auto Loans With Any Credit Type

If you’re trying to buy a car and worry about finding financing with your colorful credit, you’re not alone. It can be stressful when so many lenders are focused on credit scores. But at Utah First Credit Union, we get that life happens, and we…

Mar 19, 2025 / Auto & RV

What Kind of Credit Score Do I Need to Buy a Car?

Got a dream car in mind but aren’t sure what credit score you need to make it yours? Whether it’s your first ride or an upgrade, your credit score plays a role in your loan options — but don’t let that stress you out! No…

Jun 17, 2022 / Auto & RV

What’s Your Loan Language?

Do you know your loan language? Every borrower wants something slightly different from their loan and lending relationship. And it makes a lot of sense. After all, your loan isn’t just a fleeting financial transaction. You’re entering into a meaningful, long-term relationship and it’s important…

Feb 14, 2022 / Auto & RV

We Love You!

We might show it through our actions more often than we actually say it, but we really love you! We don’t mean to sound overly sentimental, but being member-owners of an amazing credit union, with a shared love for community and helping each other succeed,…

Jul 15, 2021 / Auto & RV

Celebrate the Summer Road Trip at Utah First

We all love Utah, but summer is for seeing what else the world has to offer, or at least what you can see of the rest of the state. Here are a few interesting facts and a few helpful suggestions about the summer road trip…

Jul 09, 2021 / Auto & RV

3 Reasons Why July In Utah Is Just the Best

Is there a better month than July? In this area of the world, you get warm weather, long sunny days, summer vacations, and all the holidays (Who doesn’t enjoy a good Bastille Day?). July may be the seventh month in the calendar year, but everyone…