Blog - Page 9 of 24 - Utah First Credit Union

Jul 22, 2021 / Credit

Can You Still Get a Loan if You have Colorful Credit?

At Utah First, our members come from all walks of life. When it comes to credit, some have pep in their step and others have been told to take a hike by big bank lenders, who talk the talk, but don’t walk the walk with colorful credit borrowers. If you’re worried about your ability to…

Jul 15, 2021 / Auto & RV

Celebrate the Summer Road Trip at Utah First

We all love Utah, but summer is for seeing what else the world has to offer, or at least what you can see of the rest of the state. Here are a few interesting facts and a few helpful suggestions about the summer road trip…

Jul 09, 2021 / Auto & RV

3 Reasons Why July In Utah Is Just the Best

Is there a better month than July? In this area of the world, you get warm weather, long sunny days, summer vacations, and all the holidays (Who doesn’t enjoy a good Bastille Day?). July may be the seventh month in the calendar year, but everyone…

Jul 02, 2021 / Auto & RV

Why July is the Best Month to Buy (or Refinance) a Car

You may have heard about the recent global chip shortages, unprecedented vehicle demand, and low dealership inventory, all of which may have caused you to push the proverbial brake pedal on buying a car in the near future. But, there are actually a few really…

Jun 24, 2021 / Homes

Level Up Your Home

Summer is the season of home buying. But with high home prices throughout Utah and a surplus of buyers lining up for every new listing, many existing homeowners/would-be buyers are taking a wait-and-see approach. If the summer of home-buying has suddenly turned into another summer…

Jun 10, 2021 / Home Equity

4 Simple Steps for Securing and Using a HELOC

There’s hot, and then there’s the Utah housing market. Coming off a week where Utah cities experienced near-record high temperatures, the scorching housing market continues to heat up just in time for the summer home-buying season. It may not be great news for potential home buyers,…

Jun 03, 2021 / Credit

Is Your Financial Institution the Right Fit for You?

Before you go to your financial institution to ask them for a loan, take a moment to ask yourself what you want out of your financial institution. After all, if you’re going to be one-half of a legitimate lending partnership, you should have a say…

May 27, 2021 / Auto & RV

The First Step of Every Car Buying Journey

Buying a car is a journey, not a destination. Sure, the destination is satisfying, but the right journey can make the end goal that much sweeter. As you plan out your own car buying journey, do some research to find the right loan, the right…

May 20, 2021 / Home Equity

The Advantages of a HELOC

Every type of loan has its advantages—credit cards are convenient, auto loans and home loans are relatively low interest, and personal loans are known for their flexibility. But what if there was a loan that had all these advantages rolled into one? A home equity…

May 12, 2021 / Credit

3 Ways to Build Your Credit

When financial times get tough, credit scores can suffer. It’s one of the unfortunate facts of financial life. But having less-than-perfect credit (or no credit) doesn’t have to disqualify you from the kinds of quality loans and financial services that can help you both live…