Blog - Page 4 of 24 - Utah First Credit Union

Nov 23, 2022 / Local Utah

During this season of thanksgiving, we’re grateful for the opportunity to reflect on the past year. 2022 has been another amazing year for Utah First—one of continued growth and recognition for our credit union. We have grown in leaps and bounds and welcomed many new members into our fold. We even opened a brand-new branch—a…

Nov 11, 2022 / Security

Get the Most Out of Your NCUA Coverage

Most people know that the National Credit Union Administration (NCUA) automatically insures savings accounts at federally insured credit unions, up to $250,000, at no cost to you. But did you know that your coverage may extend above and beyond that amount, depending on your individual…

Nov 04, 2022 / Home Equity

Fixed Rate HELOC vs. Traditional HELOC

Every HELOC can help you achieve your personal goals—upgrade your home, put together a big event, or plan a dream vacation. It’s a great way to have extra cash on hand for any reason, big or small. But not all HELOCs are alike. In fact,…

Oct 18, 2022 / Money Tips

3 Scary Good Savings Ideas

Halloween is nearly here and that means the end of the year (i.e. the most expensive season of all) is fast approaching. With inflation reducing the power of your dollar, this year is shaping up to be even more expensive than ever. If that’s not…

Oct 08, 2022 / Money Tips

Are Your Cash and Car Loan Cooperating?

At Utah First, we’re known throughout the state as one of the very best places to get a car loan. Many new members discover and join Utah First every year by financing or refinancing their auto loan purchases. We welcome these applicants with open arms,…

Sep 30, 2022 / Money Tips

3 Reasons to Use Your Debit Card

Credit cards get all the credit—and for good reason. They offer a convenient and rewarding way to make purchases. They also get all the commercials, the rate and rewards comparisons, and the small-talk conversations about which card is best. But there’s another side of spending…

Sep 23, 2022 / Money Tips

Time to Check Your Checking Account

You have regular checkups for just about everything. You check on your hair, your health, your fly, your finances, your blood pressure and your breath. You even sometimes check your reality. With so much checking going on, it’s a wonder that your checking account ironically…

Sep 16, 2022 / Money Tips

7 Ways to Overcome Overspending

As inflation and interest rates rise and the market continues to show signs of slowing down, saving money has been on nearly everyone’s mind. If you’ve gotten into some suboptimal savings and spending habits over the past few years, you’re not alone. You’re also wise…

Sep 09, 2022 / Home Equity

How Does a HELOC Work?

You’ve probably heard all about a home equity line of credit (HELOC). It’s a revolving line of credit that lets you use as much or as little of your available HELOC funds as you want, for whatever you want, whenever you need it. It’s a…

Sep 02, 2022 / Home Equity

3 Outside the Box Benefits of Having a HELOC

Everyone knows that a HELOC is a great way to access cash for a home upgrade, a big event, or a big expense like a family vacation. But did you know that your HELOC can come in handy in a few less conventional ways too.…