Blog - Page 18 of 24 - Utah First Credit Union

Apr 20, 2018 / Money Tips

There’s something amazing about climbing a mountain—you work hard to get to the top where you feel an amazing sense of accomplishment, then you get to relax and enjoy an easy trip down the mountain. Getting out of debt is a bit like climbing a mountain in reverse. The easy part—the overspending—comes first and is…

Apr 10, 2018 / News

Top 3 Reasons Why You Should Become a Member at Utah First

We live in the Information Age. With the Internet at our fingertips, we can access endless amounts of information on almost any topic. As a result, consumers are spending more time researching even the simplest of purchases. And yet, we continue to find that…

Mar 23, 2018 / Home Equity

Let’s Talk HELOC: 7 Questions to Ask When Considering a Home Equity Line of Credit

Sometimes life can get expensive. Whether it’s the pressure of a wedding, the chaos of a home remodel, or the looming presence of student debt — there are times when a little extra financial help could go a long way. We totally get it, which is why…

Mar 12, 2018 / Uncategorized

3 Healthy Credit Card Habits to Start Today

When it comes to personal health, most people don’t put off trying to get better. If an issue affecting health comes up, a trip to the doctor or hospital to diagnose and fix the problem is a no-brainer. So, why then do so many ignore…

Mar 09, 2018 / Home Equity

4 Things You Need to Know About HELOCs

When you think loans, what comes to mind? If you’re like most people, borrowing money means receiving a single sum of money that you pay off with interest over time. And, while a traditional loan may be a perfectly fine option, there may be a…

Feb 16, 2018 / Money Tips

Your Step-By-Step Guide to Creating a Budget You’ll Actually Use

No one likes to be told what to do, especially when it comes to spending their money. If you’ve tried the familiar cookie-cutter internet budgets before and failed to stay motivated long enough for it to make any difference in your spending habits, you’re probably…

Feb 15, 2018 / Money Tips

3 Tips on How to Talk to Your Spouse About Finances

The same person who said you should never discuss politics or religion at a dinner party probably never had a conversation about finances with his or her spouse either. That’s because talking with your spouse about money is uncomfortable, at the very least. And, in…

Feb 05, 2018 / Credit

How Do I Begin Building Credit?

Credit – it’s the double-edged sword of modern society. With good credit, you can do a lot in this world. You can borrow money, buy a home, buy a car, and start a business. But, without it, your options can be severely limited. So, how…

Jan 29, 2018 / Money Tips

3 Tips For a First Time Investor

So, you’re thinking about trying your hand at investing, but you don’t know where to start? No worries, even the most legendary investors had to start somewhere. But, before you become the next Warren Buffett, here are 3 tips for first time investors to get…

Jan 23, 2018 / Credit

How Can I Get Out of Debt?

It’s been said that nothing in life is certain except for death and taxes. Well, you might as well add another entry to the list because it’s nearly impossible to get through life without at least a little debt. But, what if debt has become…