Blog - Page 15 of 24 - Utah First Credit Union

Nov 16, 2018 / Local Utah

You Buy Local, But Should You Bank Local?

You’ve probably heard all about the benefits of buying local – the economic and environmental advantages are well-documented. But did you know that banking local can be good for you and your community as well? In fact, some of the best banks in Utah are local, member-owned credit unions. Here are 3 reasons you should…

Nov 07, 2018 / Money Tips

3 Benefits of a Money Market Account

A savings account should offer three key benefits: security, accessibility, and a good interest rate. But not all savings plans check all three boxes. For example, you could put money under your mattress where it’s readily accessible, but not exactly secure. And it’s certainly not…

Oct 23, 2018 / Home Equity

What’s the Best Way to Use the Equity in Your Home?

Has your mailbox been littered with mailers and market reports about your home value lately? The Utah real estate market is hot, hot, hot, and home values are rocketing up. It’s crazy stuff to see your home value half again—or even double—what you paid. If…

Oct 18, 2018 / Money Tips

Everything You Need to Know About Opening a Money Market Account

Are you ready to get serious about your savings? Maybe you have a big payment coming down the road like tuition, mortgage, rent, or taxes. Or, you just want to set aside some money for the inevitable emergency travel, repair, or medical cost. Whatever your…

Oct 11, 2018 / Local Utah

5 Things to Consider When Choosing a Credit Union

There’s a lot to think about when deciding where to put your money. But if local ownership, personalized service and attention, and commitment to community are important to you, there’s a good chance you’ll want to consider a credit union. But which one? With so…

Oct 03, 2018 / Money Tips

Why a Money Market Account Makes Sense

Life is all about compromise. A concession here and a settlement there; you meet in the middle and move forward with a decision. You might not get everything you want, but you’re happy with the end result because that’s how life works, right? The ability…

Sep 26, 2018 / Money Tips

Why Having a Low Overdraft Fee is So Important

We’ve all been there before – that moment at the checkout counter when you swipe your card with one hand and cross your fingers with the other, hoping that you have enough funds to cover the purchase. If you don’t have overdraft protection, the transaction…

Sep 18, 2018 / Mortgages

How Does a Home Refinance Work?

A lot goes into buying a home. You have your list of needs and wants, and even a few things you ultimately decide you can live without. It’s not an exact science for sure, but you do the best you can with what’s available on…

Sep 12, 2018 / Money Tips

How a Loan Calculator Can Help You Find the Perfect Home

In the search for the perfect home, everyone has their list of must-haves. From location and home size to neighborhood and number of bedrooms, the perfect home means something different to every buyer. But while one person’s must-haves are another person’s indifference, buying the perfect…

Sep 04, 2018 / Local Utah

5 College Costs That Will Surprise You

College is one of the most memorable and exciting times of life. At the same time, it’s also one of the most expensive. There’s tuition to pay and a whole host of extra costs and fees that tend to sneak up on unsuspecting students. So,…