Blog - Page 14 of 24 - Utah First Credit Union

Mar 15, 2019 / Home Equity

Why Every HELOC Should Have a Swing Out Feature

One of the hardest parts of having a variable rate interest loan is the unknown. You don’t have a crystal ball and you can’t predict the future. You don’t know what the market will look like a few years down the road. And that means you don’t know the exact interest rate you’ll have to…

Feb 13, 2019 / Home Equity

What Are the Best Ways to Consolidate Debt?

Did you know that 80% of Americans have at least some debt? It’s one of life’s constant battles. And many are fighting it on multiple fronts. If you need a little debt relief, consolidating multiple debts into a single payment with a single lender could…

Feb 04, 2019 / Money Tips

How to Save Money in 2019

Saving money is on nearly everyone’s to-do list. It doesn’t matter the time of year or time of life. Saving money is always in fashion. But it’s also easier said than done, which is probably why it’s such an ever-present pursuit. If you’re determined to…

Jan 23, 2019 / Money Tips

5 Tips for Sticking to a Budget in the New Year

If you made a new year’s resolution to be better with your money in 2019, you’re not alone. In fact, 53% of American’s resolve to be save money this time of year. It’s the most common new year’s resolution – even before dieting and losing…

Jan 16, 2019 / Money Tips

What Does It Mean to Consolidate Debt?

It’s the beginning of a new year and your list of resolutions is still fresh in your mind. If you resolved to resolve your debt this year, debt consolidation might be the perfect way to give you a head start. Here are a few questions…

Jan 07, 2019 / Local Utah

Why It’s Important to Have a Relationship with Your Credit Union

Relationships are an essential part of life. They allow you to stay focused on what’s most important and help you follow through with life goals. The same is true with your banking relationships. In fact, having a good relationship with your local credit union can…

Dec 28, 2018 / Home Equity

How Your Home’s Equity Can Help with Holiday Expenses

The holidays are nearly over – the most expensive season of all. The food, the parties, the presents – they make the season special. But they don’t always come cheap. If you’re wondering about the best way to afford this year’s holiday expenses, a home…

Dec 18, 2018 / Local Utah

Utah First Donates 1,000 Pairs of Shoes to Utah Kids

This December, Utah First joined forces with The Community Volunteers of Utah to buy shoes for children in need. Through the Warm the Soles fundraiser, and thanks to the many generous donations from community members, Utah First purchased and donated 1,000 pairs of shoes for…

Dec 03, 2018 / Money Tips

5 Easy Ways to Save Money This Holiday Season

It’s the most wonderful time of the year, and the most expensive one too. If you want to enjoy the holidays this year without paying for them until next year, here are 5 tips to save money on your holiday shopping. 1. Set a Budget…

Nov 26, 2018 / Credit

What is the Prime Rate and How Does it Affect Me?

You’ve probably heard of about the prime rate before. But what exactly does it mean and how does it affect you and your interest rates? Here are a few things you should know about the prime rate. What is the Prime Rate? The prime rate…