jibeadmin, Author at Utah First Credit Union

Jul 01, 2020 / Auto & RV

Just as people are wondering if now is a good time to buy a home (see last week’s blog post), many people are wondering if now is a good time to buy a car. Spoiler alert: now is a great time to buy a car. And the best reason? Utah First is celebrating the arrival…

Jun 25, 2020 / Mortgages

Is now a good time to buy a home?

As the economy begins to rebound and life starts to get back to normal, many people are still wondering whether now is a good time to buy a home. The short answer is yes. Both 30-year mortgage rates and 15-year mortgage rates are at all-time…

Jun 17, 2020 / Money Tips

3 Ways to Make Saving Money More Fun

Is there anything more fun than spending money? Vacations, home improvements, shopping sprees, fancy restaurants—there’s an undeniable thrill to experiencing something new. But in order to spend money, you have to save money first. If only it was just as fun. Here are three creative…

Jun 09, 2020 / Uncategorized

Upgrade Your Summer Staycation Surroundings

This spring, homes all across Utah transformed into classrooms, offices, churches, playgrounds, and more. But with all that extra time in your home sweet home, you might have noticed a few not-so-sweet features and/or quirky qualities that could use your attention. This summer is the…

May 28, 2020 / Local Utah

Celebrating Small Financial Wins

Change doesn’t happen overnight. Circumstance, on the other hand, can turn in an instant. As a result of the current economic downturn, many Utahns have lost jobs. And businesses all over the state have been forced to close doors. It’s a change in circumstance that…

May 12, 2020 / Mortgages

Big Benefits of Refinancing Your Mortgage

Mortgage interest rates are hitting historic lows, and homeowners are wondering whether now is good time to refinance. The answer to that question depends on your individual circumstances, but refinancing usually provides at least one of these benefits. Lower Payments If you decide to refinance…

May 05, 2020 / Credit

A Step-by-Step Guide to Switching Business Bank Accounts to Utah First

Business bank accounts are a big deal for small businesses, and it’s easy to see why. Businesses rely on their banks to help run daily operations. They place their faith, trust, and the care of their finances in an institution, and rightly expect to be…

Apr 23, 2020 / Money Tips

Use Your Quarantine Time to Organize Your Finances

With most of Utah in social isolation, you’ve probably had at least a little extra time on your hands in recent weeks. Maybe you’ve joined the tiktok challenge craze, or started learning a new language (self-paced online language learning is up). Or, maybe you’ve learned…

Apr 21, 2020 / Security

Avoiding Scams Amid COVID-19

Difficult times can bring out the best in people and communities. We’ve seen that locally in recent weeks as people have pulled together for the common good to make masks for healthcare workers, spearhead donation efforts, and start social media campaigns to spread positivity. Unfortunately,…

Apr 16, 2020 / Money Tips

How does the CARES stimulus impact you?

As a result of the spread of novel coronavirus (COVID-19), the federal government passed the CARES Act, a historic economic stimulus that will distribute $2.2 trillion in financial aid to businesses, households, and healthcare organizations. How does it impact you?