Save Today.
Reap Rewards Tomorrow.

Benefit from some of our best interest rates
with a Term Deposit.

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Save Today.
Reap Rewards Tomorrow.

Benefit from some of our best interest rates
with a Term Deposit.

A Term Deposit from Utah First offers a safe investment and higher returns than a savings account. Now is the time to break open those piggy banks and get excited about investing with these impressive rates!

  • $2,000 minimum to open
  • 6-month minimum term
  • Fixed, predictable returns
  • Government-insured to at least $250,000

Have questions about a Traditional IRA, Roth IRA, or Education Savings Account? We’ll help you choose the term deposit that fits for your financial goals.

Get Started

Regular & IRA Term Deposits

TypeMinimum BalanceAPY*
6-Month Term Deposit$2,000.25%
12-Month Term Deposit$2,000.50%
24-Month Term Deposit$2,000.60%
36-Month Term Deposit$2,000.75%
48-Month Term Deposit$2,0001.00%
60-Month Term Deposit$2,0002.00%
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