Nov 08, 2024 / Money Tips

7 Ways to Waive Your Checking Account Fees at Utah First Credit Union

Are you tired of pesky checking account fees eating away at your hard-earned cash? Look no further than Utah First Credit Union, where we’ve got the secret sauce for scoring waived fees for your checking account–it’s easier than you might think. Forget about jumping through hoops. With a few simple moves, you can wave goodbye to those annoying fees. All you need to do is meet one of the criteria below, and boom! Fees gone!

Let’s break it down into bite-sized pieces:

1. Complete 13 Transactions During the Month

Utah First wants to see you in action. We’ve set the bar at 13 transactions a month, but fear not, this isn’t a chore. This requirement is actually significantly lower than a lot of other local credit unions and can be accomplished in a wide variety of ways. Whether it’s swiping your credit or debit card at your favorite soda shop, paying bills online, or making those ACH payments, every transaction counts. Even that old-school paper check you thought no one used anymore counts! So go ahead, spend a little, pay a little – it’s all adding up to fee-free bliss.

2. $20,000+ Aggregate Loan Balance

If you’re rocking an aggregate loan balance of $20,000 or more with Utah First, congratulations, you’re now part of the VIP club of no more monthly checking account fees. Whether it’s a car loan, a home equity line of credit, or that personal loan you took out for that once-in-a-lifetime vacation, as long as it adds up to $20k or more, consider those checking account fees a thing of the past.

3. $10,000+ Aggregate Deposit Balance

Building wealth just got a whole lot more exciting. Maintain an aggregate deposit balance of $10,000 or more, and Utah First will be your financial fairy godparent, waiving those monthly checking account fees. Savings accounts, certificates of deposit, whatever you’ve got – pile it up, and watch the fees disappear.

4. Monthly Direct Deposit of $500 or More

Are you working hard for the money? If you’re pulling in monthly direct deposits of $500 or more, consider your checking account fees covered. Your salary, that side hustle cash, or even your allowance (if you’re living that freelance life) – it all adds up, and at Utah First, we recognize and reward your efforts.

5. Be 18 Years Old or Younger

If you’re 18 years old or younger, congratulations, you’re automatically exempt from checking account fees at Utah First. We get it – being a teenager is tough enough without worrying about fees. So, go ahead, enjoy your financial freedom.

6. Be a Student Over 18

But what if you’re a student over 18, you ask? Utah First hasn’t forgotten you. If you’re juggling textbooks, exams, and part-time jobs, we’ve got your back. Enjoy the perks of not having checking account fees, because, let’s face it, being a student is challenging enough without monthly fees nibbling at your budget.

7. Active Military

Lastly, a big salute to our active military personnel. Utah First understands the sacrifices you make, and we want to give back. If you’re in the military, doing away with your checking account fees is one small way we can say thank you for your service.

So there you have it – the not-so-secret guide to waiving your checking account fees at Utah First. Whether you’re a transaction wizard, a loan connoisseur, a deposit virtuoso, or fall into the age or occupation categories, Utah First has tailored its offerings to make your financial life a little bit sweeter. Say goodbye to checking account fees and hello to more money in your pocket – the Utah First way!