interest rate Archives - Utah First Credit Union

Jan 06, 2023 / Money Market

Why Every Member Should Have a Money Market Account

For some Utah First members (maybe you?), there’s a certain mystery to a money market account—a lesser known side of savings that lies just beyond the bounds of ordinary banking. Because it’s not your traditional savings and checking setup, a money market account must be for the savings savvy or at least those with some…

Aug 26, 2022 / Money Tips

3 Reasons Why a Term Deposit Makes Smart Financial Sense

Did you know that your money is worth more today than the same amount of money in the future? It might seem like a counterintuitive concept, but your cash has kinetic energy—a compounding potential to make even more money when invested wisely. Perhaps the most…

Jun 24, 2022 / Home Equity

3 Reasons to Improve Your Property this Summer

The Federal Reserve just announced an increase in interest rates, which means the cost of borrowing money is going up. It’s a move that affects nearly everyone, but according to Bankrate, would-be homebuyers may feel the most immediate impact. That’s because home prices are still…

Feb 14, 2022 / Auto & RV

We Love You!

We might show it through our actions more often than we actually say it, but we really love you! We don’t mean to sound overly sentimental, but being member-owners of an amazing credit union, with a shared love for community and helping each other succeed,…

Jul 09, 2021 / Auto & RV

3 Reasons Why July In Utah Is Just the Best

Is there a better month than July? In this area of the world, you get warm weather, long sunny days, summer vacations, and all the holidays (Who doesn’t enjoy a good Bastille Day?). July may be the seventh month in the calendar year, but everyone…

Jul 02, 2021 / Auto & RV

Why July is the Best Month to Buy (or Refinance) a Car

You may have heard about the recent global chip shortages, unprecedented vehicle demand, and low dealership inventory, all of which may have caused you to push the proverbial brake pedal on buying a car in the near future. But, there are actually a few really…

May 27, 2021 / Auto & RV

The First Step of Every Car Buying Journey

Buying a car is a journey, not a destination. Sure, the destination is satisfying, but the right journey can make the end goal that much sweeter. As you plan out your own car buying journey, do some research to find the right loan, the right…

Mar 24, 2021 / Auto & RV

Is Your Car Loan a Cash Guzzler?

Have you ever bought a new or used car, knowing it wasn’t going to get great gas mileage? Maybe you focused on the pros and looked past the cons. Or, maybe you just ignored the MPGs because you were so excited about your new purchase.…

Mar 04, 2021 / Home Equity

One Big Reason to Use Your HELOC This March

March is known for a lot of things—the luck of the Irish, the Ides of March, in like a lion and out like a lamb. March brings the first days of spring, Daylight Savings Time, Women’s History Month, and even National Dentist’s Day (yes, that…

Feb 17, 2021 / Auto & RV

3 Things to Consider when Financing a Car

Buying a new or used car is a big decision. You spend hours online researching the right make, model, trim level, and color. But too often, financing that new or used car purchase is relegated to a mere afterthought. You go with the first finance…