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In today’s digital world, data security is becoming increasingly important. From bank transactions and credit applications to online shopping and even your taxes, you transmit your personal information over the internet on a regular basis, and you trust that it will be kept safe from…

Sometimes people have a tendency to lump all banks and credit unions into a single category. They wrongly think it doesn’t really matter where they put their money or apply for a loan—it’s all the same at end of the day anyway. Unfortunately, this couldn’t…

In the search for the perfect home, everyone has their list of must-haves. From location and home size to neighborhood and number of bedrooms, the perfect home means something different to every buyer. But while one person’s must-haves are another person’s indifference, buying the perfect…

At Utah First, we know Utah, and with our headquarters located in beautiful downtown Salt Lake, we know Salt Lake City too. We also know that all credit unions are NOT created equal. It’s easy to fall into the trap that all financial institutions are…

Difficult times can bring out the best in people and communities. We’ve seen that locally in recent weeks as people have pulled together for the common good to make masks for healthcare workers, spearhead donation efforts, and start social media campaigns to spread positivity. Unfortunately,…

College is expensive, and it’s getting pricier with each passing year. If you want a more detailed description of higher education expenses (emphasis on higher), check out last week’s post about the true cost of college. But suffice to say, it’s not a stretch to…

The holiday season is the happiest time of year—and often the most expensive. Having the cash at hand to pay for holiday travel, gifts, feasts, decorations and celebrations can be difficult. But indiscriminately throwing your credit around can lead to a new year full of…

Change doesn’t happen overnight. Circumstance, on the other hand, can turn in an instant. As a result of the current economic downturn, many Utahns have lost jobs. And businesses all over the state have been forced to close doors. It’s a change in circumstance that…

  We live in the Information Age. With the Internet at our fingertips, we can access endless amounts of information on almost any topic. As a result, consumers are spending more time researching even the simplest of purchases. And yet, we continue to find that…

Millions of Americans are scrambling to buy gifts for their families and friends. It’s a holiday tradition. But whipping out your wallet without a solid spending plan can get you into serious trouble. It’s not too late to establish some ground rules for your holiday…