22_No-Holiday-Financial-Stress

How to Enjoy the Holidays Without Financial Stress

Let’s be real, what’s supposed to be the most wonderful time of the year often ends up being the most stressful and expensive season of all. So, how do you recapture some of that childlike holiday wonder? Here are 3 ways to enjoy the holidays without financial stress,

1. Don’t Go Overboard

If your holidays tend to inspire future tales of overindulgences long, long ago, you might be doing it all wrong. Of course, no one likes a bah-humbug attitude toward holiday giving either, but that doesn’t mean you still can’t be somewhat thrifty. Plan out your holiday spending, check it twice if you need to, and stick to your gifting goals. Your long winter’s rest will be much more relaxing and enjoyable for it.

2. Give and Receive

If you have to spend money, you might as well get something in return, right? Using a credit card with useful rewards to buy your holiday gifts can be a great way to give yourself a little something special for the holidays. Utah First’s Orange Platinum Visa, with built-in Cell Phone Protection, covers each phone on your account from cracked screens, lost phones, etc. Plus, it comes with lightning fast approval, and a holiday helping of additional features and rewards, as well.

3. Skip a Payment

Sometimes, even with your best efforts, money can be hard to come by at the end of the year. So, what if you could bump a payment for a month and keep some of that cash flowing for the holidays? With Utah First’s Delay-A-Payment program, pay a small fee and free up some space in your holiday budget.

Be smart about holiday spending. Take advantage of ways to save a little money, free up a little cash, and get a little something extra for your holiday spending. Happy spending! Happy saving! And, Happy Holidays!

News & Events
Apr 20, 2018 / Money Tips

There’s something amazing about climbing a mountain—you work hard to get to the top where you feel an amazing sense of accomplishment, then you get to relax and enjoy an easy trip down the mountain. Getting out of debt is a bit like climbing a mountain in reverse. The easy part—the...

Apr 10, 2018 / News

  We live in the Information Age. With the Internet at our fingertips, we can access endless amounts of information on almost any topic. As a result, consumers are spending more time researching even the simplest of purchases. And yet, we continue to find that many people select...

Mar 23, 2018 / Home Equity

Sometimes life can get expensive. Whether it’s the pressure of a wedding, the chaos of a home remodel, or the looming presence of student debt — there are times when a little extra financial help could go a long way. We totally get it, which is why we offer Home Equity Lines of...

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.