All Utah First branches will be closed on January 21st in observance of Martin Luther King Jr Day. Online & Mobile Banking, and our ATMs will be available for your convenience.

If you are facing financial difficulties as a result of the U.S. Government shutdown, please contact us at (800) 234-0729.
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How to Enjoy the Holidays Without Financial Stress

Let’s be real, what’s supposed to be the most wonderful time of the year often ends up being the most stressful and expensive season of all. So, how do you recapture some of that childlike holiday wonder? Here are 3 ways to enjoy the holidays without financial stress,

1. Don’t Go Overboard

If your holidays tend to inspire future tales of overindulgences long, long ago, you might be doing it all wrong. Of course, no one likes a bah-humbug attitude toward holiday giving either, but that doesn’t mean you still can’t be somewhat thrifty. Plan out your holiday spending, check it twice if you need to, and stick to your gifting goals. Your long winter’s rest will be much more relaxing and enjoyable for it.

2. Give and Receive

If you have to spend money, you might as well get something in return, right? Using a credit card with useful rewards to buy your holiday gifts can be a great way to give yourself a little something special for the holidays. Utah First’s Orange Platinum Visa, with built-in Cell Phone Protection, covers each phone on your account from cracked screens, lost phones, etc. Plus, it comes with lightning fast approval, and a holiday helping of additional features and rewards, as well.

3. Skip a Payment

Sometimes, even with your best efforts, money can be hard to come by at the end of the year. So, what if you could bump a payment for a month and keep some of that cash flowing for the holidays? With Utah First’s Delay-A-Payment program, pay a small fee and free up some space in your holiday budget.

Be smart about holiday spending. Take advantage of ways to save a little money, free up a little cash, and get a little something extra for your holiday spending. Happy spending! Happy saving! And, Happy Holidays!

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