Is a Clean Slate Mortgage From Utah First Right For Me?

Life can be an unpredictable rollercoaster, filled with highs, lows, and almost everything in between. Sometimes the journey is fun and thrilling, and sometimes it can be downright scary. And, unfortunately, during these unanticipated dips in the trip, your credit gets caught up in the ride. Even when life’s lows have you down, Utah First Credit Union understands that there’s another high right up ahead. If you’re having trouble qualifying for a conventional home mortgage due to bad credit, or some other circumstance, Utah First’s Clean Slate Mortgage may be right for you.

Stop Chasing Bad Loans

At Utah First Credit Union, your credit is good enough for a Clean Slate Mortgage. If you’re having trouble qualifying for conventional financing due to bad credit, bankruptcy, self-employment, or short job tenure, you’ve likely discovered that the remaining loans available are less than ideal. Everyone deserves a second chance in life, and the same rings true for home mortgage loans. If you’re ready to stop chasing bad credit loans, and get back on the path to better credit, a Clean Slate Mortgage may be right for you.

Clean Slate Benefits

A Clean Slate Mortgage from Utah First Credit Union means you’ll get an interest rate as low as 5.99% on financing up to $417,000 on a 30-year amortization with a 5-year balloon. And, because Utah First services the loans directly, we can offer fast processing and funding, and, there’s no minimum FICO score required, and absolutely no pre-payment penalties. If you’re ready for a home mortgage with all the bells, whistles, and benefits, a Clean Slate Mortgage may be right for you.

A Fresh Start

Life’s roller coaster ride isn’t over yet. Better yet, the ride is about to get fun again. If you’re ready to put bad credit in your past, and move toward a great home in your future, a Clean Slate Mortgage is most definitely right for you. Contact us today at 800-234-0729, or visit one of our branch locations.

News & Events
Oct 10, 2017 / Auto & RV

Fall is the absolute best time of year to buy a car. As the weather turns colder, dealerships start closing out their inventory to make room for newer models, which means you can get a great deal on a new car. And, it’s no coincidence that fall is also a great time to finance...

Oct 02, 2017 / Home Equity

A home equity line of credit (HELOC) can be a great way to borrow money, but as with any loan it’s important to understand what you’re getting into, and exactly how you plan to spend the money. Here are a few things you should know about a HELOC. What is a HELOC? A HELOC...

Sep 27, 2017 / Homes

If you own a home, you almost certainly have a monthly mortgage payment. And, if you have a monthly mortgage payment, you’ve likely asked yourself that nagging, ever-present property-ownership question, “Should I refinance my home?” It’s a simple question with a complex answer...

200 E South Temple
Salt Lake City, Utah 84111
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.