Is a Clean Slate Mortgage From Utah First Right For Me?

Life can be an unpredictable rollercoaster, filled with highs, lows, and almost everything in between. Sometimes the journey is fun and thrilling, and sometimes it can be downright scary. And, unfortunately, during these unanticipated dips in the trip, your credit gets caught up in the ride. Even when life’s lows have you down, Utah First Credit Union understands that there’s another high right up ahead. If you’re having trouble qualifying for a conventional home mortgage due to bad credit, or some other circumstance, Utah First’s Clean Slate Mortgage may be right for you.

Stop Chasing Bad Loans

At Utah First Credit Union, your credit is good enough for a Clean Slate Mortgage. If you’re having trouble qualifying for conventional financing due to bad credit, bankruptcy, self-employment, or short job tenure, you’ve likely discovered that the remaining loans available are less than ideal. Everyone deserves a second chance in life, and the same rings true for home mortgage loans. If you’re ready to stop chasing bad credit loans, and get back on the path to better credit, a Clean Slate Mortgage may be right for you.

Clean Slate Benefits

A Clean Slate Mortgage from Utah First Credit Union means you’ll get an interest rate as low as 5.99% on financing up to $417,000 on a 30-year amortization with a 5-year balloon. And, because Utah First services the loans directly, we can offer fast processing and funding, and, there’s no minimum FICO score required, and absolutely no pre-payment penalties. If you’re ready for a home mortgage with all the bells, whistles, and benefits, a Clean Slate Mortgage may be right for you.

A Fresh Start

Life’s roller coaster ride isn’t over yet. Better yet, the ride is about to get fun again. If you’re ready to put bad credit in your past, and move toward a great home in your future, a Clean Slate Mortgage is most definitely right for you. Contact us today at 800-234-0729, or visit one of our branch locations.

News & Events
Aug 15, 2017 / News

For the third year in a row, Utah First Credit Union has earned the distinguished Crystal Performance Award, an honor given by the Raddon Financial Groups to the top 10 credit unions in the country. Utah First is one of only a few credit unions in the state to ever earn this distinction,...

Aug 11, 2017 / Money Tips

It’s back to school time, and other than the unmistakable hush descending upon the collective sense of fun in the world, back to school means spending money. Back-to-school clothes, supplies, computers, books, and fees – they all cost money that has already been spent on summer...

Aug 01, 2017 / Auto & RV

So, you’re on the hunt for your first car. Aside from having to warn the neighbors about your newfound freedom on wheels, the prospect of owning your own car is exciting, but it can also be a bit scary, especially if this is your first experience with an auto loan. If you’re ready to...

200 E South Temple
Salt Lake City, Utah 84111
Monday - Friday: 9:00 am - 5:30 pm
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Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.