Blog

Oct 03, 2025 / Uncategorized

Is It Better to Finance My Car Through a Credit Union or a Car Dealership?

When it comes to purchasing a vehicle with an auto loan, one of the biggest decisions you’ll make is where to get that financing. Both credit unions and dealerships can set you up with a loan, but not all financing is created equal. Not to spoil the ending for you, but credit unions save you…
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Sep 24, 2025 / Uncategorized

Checking for Students: 7 Smart Banking Tips for College Life 

College is an exciting time full of new friends, learning, late-night food runs, and the freedom not to do your laundry for three weeks (no judgment here!). But with independence also comes unglamorous responsibility, like figuring out how to manage your paycheck without overdrafting for…
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Aug 08, 2025 / Uncategorized

Can I Use My Auto Loan to Purchase a Vehicle From a Private Seller?

Good news! If you’ve spotted the one (car, not soulmate) from a private seller, you can absolutely finance your purchase with an auto loan.  Auto loans aren’t just for dealerships! Banks and credit unions like Utah First offer financing that works just as well when…
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Jul 28, 2025 / Uncategorized

How to Sell Your Car When You Still Owe on Your Loan

Wanna sell your car but still owe money on it? No worries! An outstanding loan might take a few extra steps, but it’s totally doable. With a little planning and a lot of know-how from your local credit union (that’s us!), you can sell your…
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Jul 21, 2025 / Uncategorized

How Do I Use My Auto Loan at a Car Dealership?

Ready to buy a car and pay for it like a total pro? When you’re rolling with a credit union like Utah First, you’ve got two solid ways to finance at the car dealership: Get pre-approved before you shop for extra negotiating power, or let…
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Apr 30, 2025 / Uncategorized

Celebrate 90 Years of ‘Yes!’ With a Utah First HELOC

You know those “someday” projects you keep thinking about? Maybe it’s finally time for that epic backyard pizza oven, vintage car restoration, or a new kitchen that doesn’t look straight out of a 90s sitcom (no judgment from us!). With a Utah First HELOC, you…
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Feb 12, 2025 / Uncategorized

5 Reasons to Swipe Right on Utah First

Finding the right financial institution is a lot like dating—you want a perfect match that understands your needs, supports your goals, and makes life easier. At Utah First, we believe banking should be a rewarding, stress-free experience, and we work hard to make sure our…
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Jan 02, 2025 / Uncategorized

Historic Moments in 1935

1935 Was Kinda a Big Deal A lot went down in 1935. Monopoly hit store shelves. Elvis was born. The first canned beer was cracked open. And—drumroll, please—Utah First Credit Union was founded. 🎉 We’ve been around since the days of swing music and 5¢…
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Feb 25, 2023 / Uncategorized

Break Up With Your Bank (for One That Loves You Back)!

Finding the right financial partner isn’t always easy. Like any great relationship, it takes time, effort, and dedication. And still, not every financial relationship is built to last. Sometimes, what starts as a promising match turns disappointing over time. If you’ve ever felt like your…
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Jul 22, 2022 / Credit

How Does Revolving Credit Work?

Revolving credit makes the financial world go ‘round. It can also keep you from having to run circles in your financial life to apply and reapply for loans. Here is a brief overview of this revolutionary credit concept and some ways it can help you…
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