Uncategorized Archives - Utah First Credit Union

Feb 26, 2026 / Uncategorized

Consolidation Strategies for Cleaning Up Your Debt Like a Champ

When you urgently need a replacement fridge, medical procedure, or car repair, paying the full amount upfront might not be in the cards. We all know real life isn’t always pay-in-full friendly. That’s why credit exists — to bridge the gap between life happening and your paycheck catching up without exhausting your savings. Over time, though, your debt can become…

Feb 19, 2026 / Money Tips

To Refi or Not to Refi? 6 Mortgage Questions to Ask Yourself

If you’re a Utah homeowner, you’ve probably asked yourself at some point, “When is the right time to refinance my home?” Totally fair question, and the answer is different for everyone. Refinancing can be a super savvy move when it fits your life, goals, and timing. Whether you’re looking to lower your monthly payment,…

Feb 10, 2026 / Uncategorized

How to Squeeze More From Your Spending With Orange Rewards

You know that feeling when you find a crumpled $20 in last winter’s coat pocket? Orange Rewards is basically that, except it happens every single time you swipe your Utah First debit or Orange Platinum Visa credit card. Orange Rewards is our way of thanking…

Top Workplaces 2025 and Best Companies to Work For award logos with illustration of a Utah First branch

Jan 10, 2026 / Uncategorized

Utah First Earns Two Major Workplace Awards

Lightning doesn’t usually strike twice, but let’s be honest. When you build a workplace people actually want to be part of, recognition tends to follow. We’re proud to share that Utah First Credit Union® has been recognized as one of Utah’s best places to work,…

Oct 03, 2025 / Uncategorized

Is It Better to Finance My Car Through a Credit Union or a Car Dealership?

When it comes to purchasing a vehicle with an auto loan, one of the biggest decisions you’ll make is where to get that financing. Both credit unions and dealerships can set you up with a loan, but not all financing is created equal. Not to…

Aug 08, 2025 / Uncategorized

Can I Use My Auto Loan to Purchase a Vehicle From a Private Seller?

Good news! If you’ve spotted the one (car, not soulmate) from a private seller, you can absolutely finance your purchase with an auto loan. Auto loans aren’t just for dealerships! Banks and credit unions like Utah First offer financing that works just as well when…

Jul 28, 2025 / Uncategorized

How to Sell Your Car When You Still Owe on Your Loan

Wanna sell your car but still owe money on it? No worries! An outstanding loan might take a few extra steps, but it’s totally doable. With a little planning and a lot of know-how from your local credit union (that’s us!), you can sell your…

Jul 21, 2025 / Uncategorized

How Do I Use My Auto Loan at a Car Dealership?

Ready to buy a car and pay for it like a total pro? When you’re rolling with a credit union like Utah First, you’ve got two solid ways to finance at the car dealership: Get pre-approved before you shop for extra negotiating power, or let…

Apr 30, 2025 / Uncategorized

Celebrate 90 Years of ‘Yes!’ With a Utah First HELOC

You know those “someday” projects you keep thinking about? Maybe it’s finally time for that epic backyard pizza oven, vintage car restoration, or a new kitchen that doesn’t look straight out of a 90s sitcom (no judgment from us!). With a Utah First HELOC, you…

Feb 12, 2025 / Uncategorized

5 Reasons to Swipe Right on Utah First

Finding the right financial institution is a lot like dating—you want a perfect match that understands your needs, supports your goals, and makes life easier. At Utah First, we believe banking should be a rewarding, stress-free experience, and we work hard to make sure our…