Homes Archives - Utah First Credit Union

Feb 03, 2026 / Home Equity

5 Retreat-Level Home Upgrades to Help You Romanticize Everyday Life

We’re not here to trash-talk flowers. They’re pretty, thoughtful, and they say, “I was thinking of you.” But they don’t last long, and chocolate disappears even faster. If you’re looking for a Valentine’s Day gift that lasts and improves your daily life together, what if you skipped the bouquet and invested in your home instead,…

Jan 05, 2026 / Home Equity

7 HELOC Power Moves to Boost Your Utah Home Value in 2026

We can feel it — 2026 is your year to make big moves! And this year, you can start right at home. If your kitchen’s still rocking fluorescent lighting or your bathroom’s trapped in 1998, your Utah First HELOC gives you the power to tackle the living upgrades you’ve dreamed about.…

Sep 02, 2022 / Home Equity

3 Outside the Box Benefits of Having a HELOC

Everyone knows that a HELOC is a great way to access cash for a home upgrade, a big event, or a big expense like a family vacation. But did you know that your HELOC can come in handy in a few less conventional ways too.…

May 13, 2022 / Home Equity

How Much Equity Do You Have In Your Home?

Home values are high, like the highest they’ve ever been in our humble home state. But what does that mean for you? How much home equity do you have and what can you actually do about it? If you’re curious about how much your home…

Jan 07, 2022 / Home Equity

3 Reasons Why the New Year is the Right Time to Renovate

The new year is the perfect time to evaluate life, resolve to improve, and take actual steps toward accomplishing your personal goals. It’s also a great time to do the same for your home. If you’ve been thinking about renovating, now is a great time…

Jun 24, 2021 / Homes

Level Up Your Home

Summer is the season of home buying. But with high home prices throughout Utah and a surplus of buyers lining up for every new listing, many existing homeowners/would-be buyers are taking a wait-and-see approach. If the summer of home-buying has suddenly turned into another summer…

Apr 07, 2021 / Home Equity

Spring Cleaning Tips to Improve Your Home’s Value

Spring is here, and among other things that means spring cleaning and home-selling season are officially underway. If you haven’t been paying attention to the Utah housing market, it’s apparently the hottest in the country. With historically low inventory and high demand, each new home…

Jun 10, 2020 / Home Equity

When Does Refinancing Make Sense? A Utah Homeowner’s Checklist

At Utah First Credit Union, we know Utah homeowners often wonder, “When is the right time to refinance my home?” Refinancing can be a savvy move if it aligns with your financial goals – whether that’s saving money on your monthly payment or tapping into…

Jul 24, 2018 / Homes

Understanding the Differences Between an FHA Loan and Conventional Loan

Most homeowners will tell you that searching for a new home is an exciting time, right up until you start looking into mortgage loans. Confusing terminology and differences in loan options leave many would-be homeowners scratching their heads and looking for help. Luckily, by taking…

Jun 26, 2018 / Homes

5 Factors That Determine Mortgage Interest Rates

For most people, a home is the biggest purchase of their lives. And with prices starting in the hundreds of thousands of dollars, fractional differences in interest rates can have a huge effect on how much home you can afford. As you shop around for…