Blog - Page 6 of 24 - Utah First Credit Union

Jun 24, 2022 / Home Equity

3 Reasons to Improve Your Property this Summer

The Federal Reserve just announced an increase in interest rates, which means the cost of borrowing money is going up. It’s a move that affects nearly everyone, but according to Bankrate, would-be homebuyers may feel the most immediate impact. That’s because home prices are still near all-time highs and financing is pricier—a double-whammy that makes…

Jun 17, 2022 / Auto & RV

What’s Your Loan Language?

Do you know your loan language? Every borrower wants something slightly different from their loan and lending relationship. And it makes a lot of sense. After all, your loan isn’t just a fleeting financial transaction. You’re entering into a meaningful, long-term relationship and it’s important…

Jun 06, 2022 / Credit

Are You Creditworthy? (Cringe)

Creditworthiness. It just might be the cringiest word in the entire financial dictionary. At the very least, it evokes feelings of unfair financial judgment—separating the haves from the have-nots and generally making a certain percentage of the population feel less than stellar about their current…

May 27, 2022 / Money Tips

How to Choose the Right Checking Account

A checking account is a checking account is a checking account. You put your money in, you take your money out, you get a little interest, and that’s what it’s all about. You can find the same hokey-pokey routine at every bank or credit union…

May 13, 2022 / Home Equity

How Much Equity Do You Have In Your Home?

Home values are high, like the highest they’ve ever been in our humble home state. But what does that mean for you? How much home equity do you have and what can you actually do about it? If you’re curious about how much your home…

May 09, 2022 / Credit

3 Financial Decisions that Follow You (And How to Successfully Start Over)

Everyone has a few financial regrets. No one is perfect with their money 100% of the time. But some financial faux pas are less forgiving than others. In fact, some can impact your credit for years to come and severely limit your financial flexibility. Here…

Apr 22, 2022 / Home Equity

To Love or to List?

You may be familiar with the popular HGTV show about the great property debate: to love or list your home. The premise is simple—give homeowners a choice to make improvements on their existing property or put it on the market and find a new one.…

Apr 15, 2022 / Money Tips

Two Ways to Combat the Rising Costs of College

College is expensive. It’s always been a stretch for students to save up and work their way through two to four years of traditional college, trade school, vocational school, or some other institution of higher learning. And, it’s only getting pricier with each passing year.…

Apr 08, 2022 / Local Utah

Give Your Student a $100 Head Start

This offer is now expired. Check out all our checking account’s other features here! Your kids are inundated with unsolicited advice. Parents, grandparents, friends, teachers, social media influencers—there’s no shortage of people lining up to tell your kids what to do, how to act, and…

Mar 29, 2022 / Money Tips

How Mobile Is Your Wallet?

As with nearly everything else in the world, wallets have gone digital. This isn’t exactly a new trend. Mobile wallets have been around since 2011. But it’s one that more and more consumers are embracing. Big bulky wallets are out. Digital wallets that you can…