Blog - Page 14 of 24 - Utah First Credit Union

Jun 11, 2019 / Home Equity

If you’re in the market for a home with a mortgage over the traditional home loan limit of $484,350, you may also be in the market for a jumbo loan. Other than sounding somewhat intimidating, a jumbo loan is different from a traditional home mortgage in several key ways. Here’s everything you need to know…

Jun 03, 2019 / Credit

The Value of Finding a Fixed Rate Credit Card

Have you ever found yourself wishing you could bring back the good old days? Regardless of age, everyone goes through times when they wish life was as simple as it used to be. And if you have a variable interest rate credit card with fees…

Apr 30, 2019 / Money Tips

3 Ways to Save at Utah First

Life is all about finding the right fit. It’s true for friends, careers, communities, and even your financial goals. When you find the right fit for saving money, your financial goals can become realities. And at Utah First, it’s our job to help you find…

Apr 01, 2019 / Home Equity

4 Wise Ways You Can Use Your Home Equity Line of Credit

A home equity line of credit is a versatile loan that can be used for just about anything. But because it involves borrowing money against your home’s equity, there are a few preferred ways to use your HELOC. Here are 4 wise ways to use…

Mar 21, 2019 / Money Tips

How a Money Market Account Can Help You Save Smarter

Being smart with your savings is the first rule of finance. But saving money is much easier said than done. With so many demands on your dollars, even before your paycheck comes in, savings can sometimes feel like an afterthought. Unfortunately, this is a backwards…

Mar 15, 2019 / Home Equity

Why Every HELOC Should Have a Swing Out Feature

One of the hardest parts of having a variable rate interest loan is the unknown. You don’t have a crystal ball and you can’t predict the future. You don’t know what the market will look like a few years down the road. And that means…

Feb 13, 2019 / Home Equity

What Are the Best Ways to Consolidate Debt?

Did you know that 80% of Americans have at least some debt? It’s one of life’s constant battles. And many are fighting it on multiple fronts. If you need a little debt relief, consolidating multiple debts into a single payment with a single lender could…

Feb 04, 2019 / Money Tips

How to Save Money in 2019

Saving money is on nearly everyone’s to-do list. It doesn’t matter the time of year or time of life. Saving money is always in fashion. But it’s also easier said than done, which is probably why it’s such an ever-present pursuit. If you’re determined to…

Jan 23, 2019 / Money Tips

5 Tips for Sticking to a Budget in the New Year

If you made a new year’s resolution to be better with your money in 2019, you’re not alone. In fact, 53% of American’s resolve to be save money this time of year. It’s the most common new year’s resolution – even before dieting and losing…

Jan 16, 2019 / Money Tips

What Does It Mean to Consolidate Debt?

It’s the beginning of a new year and your list of resolutions is still fresh in your mind. If you resolved to resolve your debt this year, debt consolidation might be the perfect way to give you a head start. Here are a few questions…