Utah First, Author at Utah First Credit Union

Mar 24, 2021 / Auto & RV

Have you ever bought a new or used car, knowing it wasn’t going to get great gas mileage? Maybe you focused on the pros and looked past the cons. Or, maybe you just ignored the MPGs because you were so excited about your new purchase. Whatever the reason, after a few trips (per week) to…

Mar 18, 2021 / Money Tips

How to Meet Your Savings Goals

Each new season brings a new opportunity to save. Whether you memorialize the moment with a resolution or you just have a general goal to save for your next big purchase, the right savings plan and the right follow-through can help you reach your…

Mar 04, 2021 / Home Equity

One Big Reason to Use Your HELOC This March

March is known for a lot of things—the luck of the Irish, the Ides of March, in like a lion and out like a lamb. March brings the first days of spring, Daylight Savings Time, Women’s History Month, and even National Dentist’s Day (yes, that…

Feb 17, 2021 / Auto & RV

3 Things to Consider when Financing a Car

Buying a new or used car is a big decision. You spend hours online researching the right make, model, trim level, and color. But too often, financing that new or used car purchase is relegated to a mere afterthought. You go with the first finance…

Feb 10, 2021 / Home Equity

3 Smart Ways to Use Your HELOC

A Home Equity Line of Credit (HELOC) is one of the most flexible ways to borrow money. You can keep your line of credit at the ready as a financial safety net and advance funds to have cash on hand whenever it’s most convenient for…

Jan 21, 2021 / Money Tips

The Best Way to Consolidate Christmas Debt

Did you know that the average American spent around $1,000 on holiday gifts and decorations last month? That figure includes those who don’t buy gifts at all. So, if Santa stuffed your family members’ stockings full of toys and treats, and left you with receipts…

Jan 14, 2021 / Money Tips

What’s the True Cost of Courtesy Pay?

You’ve probably heard the term “courtesy pay” before. Essentially, it’s a service provided by your bank or credit union to cover insufficient funds in your checking account. Courtesy pay can kick in to cover a purchase, so you can avoid the embarrassment and inconvenience of a declined…

Nov 18, 2020 / Money Tips

4 Tips for Smart Holiday Shopping

The holiday shopping season is upon us (t-minus one week and counting until Black Friday). But with rumors of “shipageddon” (possible delays in parcel deliveries), the challenges of socially-distanced shopping, and certain retailers opting to act as pick-up locations only, this holiday shopping season will…

Sep 17, 2020 / Credit

How to Research Your Credit Score Before Applying for a Car Loan

Your credit score and car loan are inseparably connected. In fact, your credit score is arguably the most important factor influencing your car loan. It impacts the interest rate you qualify for and the final price of the vehicle you buy. So, it’s important to…

Aug 25, 2020 / Money Tips

Tips for Conducting an Annual Financial Review

A belated tax season is officially over. Now that you have a better view of your income and expenses over the past year, now is the perfect time to conduct an annual review of your finances. Here are a few tips to help you organize…