jibeadmin, Author at Utah First Credit Union

Nov 23, 2022 / Local Utah

During this season of thanksgiving, we’re grateful for the opportunity to reflect on the past year. 2022 has been another amazing year for Utah First—one of continued growth and recognition for our credit union. We have grown in leaps and bounds and welcomed many new members into our fold. We even opened a brand-new branch—a…

Nov 11, 2022 / Security

Get the Most Out of Your NCUA Coverage

Most people know that the National Credit Union Administration (NCUA) automatically insures savings accounts at federally insured credit unions, up to $250,000, at no cost to you. But did you know that your coverage may extend above and beyond that amount, depending on your individual…

Nov 04, 2022 / Home Equity

Fixed Rate HELOC vs. Traditional HELOC

Every HELOC can help you achieve your personal goals—upgrade your home, put together a big event, or plan a dream vacation. It’s a great way to have extra cash on hand for any reason, big or small. But not all HELOCs are alike. In fact,…

Oct 18, 2022 / Money Tips

3 Scary Good Savings Ideas

Halloween is nearly here and that means the end of the year (i.e. the most expensive season of all) is fast approaching. With inflation reducing the power of your dollar, this year is shaping up to be even more expensive than ever. If that’s not…

Aug 26, 2022 / Money Tips

3 Reasons Why a Term Deposit Makes Smart Financial Sense

Did you know that your money is worth more today than the same amount of money in the future? It might seem like a counterintuitive concept, but your cash has kinetic energy—a compounding potential to make even more money when invested wisely. Perhaps the most…

Jul 30, 2022 / Money Tips

What Do Rising Interest Rates Mean for You?

Interest rates are rising and the sky is falling! Okay, it’s not all doom and gloom. Yes, the Federal Reserve recently raised rates. And yes, more increases may be coming, but there are both good and bad things about rising rates, and it all impacts…

Jun 06, 2022 / Credit

Are You Creditworthy? (Cringe)

Creditworthiness. It just might be the cringiest word in the entire financial dictionary. At the very least, it evokes feelings of unfair financial judgment—separating the haves from the have-nots and generally making a certain percentage of the population feel less than stellar about their current…

Feb 18, 2022 / Money Tips

Teach Your Teens Financial Independence (The $100 Head Start)

As parents, one of your primary responsibilities is to help your kids help themselves. You can’t be with them 24/7 (and let’s face it, the constant questions about when their dinner will be ready get real old, real fast). But one of the most important…

Feb 14, 2022 / Auto & RV

We Love You!

We might show it through our actions more often than we actually say it, but we really love you! We don’t mean to sound overly sentimental, but being member-owners of an amazing credit union, with a shared love for community and helping each other succeed,…

Feb 04, 2022 / Local Utah

How to Help Teens Save Money

Learning financial concepts can be complicated for young people. Saving money, in particular, can be a difficult lesson to learn when income is low and every possible expense is so exciting. On top of that, financial education is rarely prioritized at the high school level,…