4.99% Auto Loans

Limited Time Offer — July Only!

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4.99% Auto Loans

Limited Time Offer — July Only!

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utah's lowest heloc

Another Reason to Celebrate

Score 5.15% on a home equity loan!

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$900 checking offer

Where Every Feature is Standard

Dividends, loan discounts, rewards and more!

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low interest rate card

Party All Year Long

9.0% APR on new purchases, balance transfers, and cash advances!

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Judgment-Free Financial Services

At Utah First Credit Union, we never judge! Whether you’re way ahead of the financial curve or trying to find the path, we want to hear your story and help with your goals. When the big banks say “no,” our friendly financial experts strive to say “Yes!” We prioritize people over profits, and always put Utah First!

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Jul 01, 2025 / Auto & RV

How Your Credit Score Drives Your Auto Loan Options

When you’re looking to get an auto loan, your credit score plays a big role in whether you qualify and what kind of terms you’ll get. Whether you’re eyeing a new ride or a used one, knowing how your credit score impacts your loan choices can help you make smarter…
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Jun 23, 2025 / Money Tips

Life Happens. We’ve Got Your Back With Courtesy Pay.

We Planned for Your “Whoops!” Moments   We’ve all had that day. The one when your rent comes due, your skincare subscription ships, the dog needs grooming, and that 30-day free trial suddenly isn’t. All at once. Being a functioning human in 2025 means juggling a million transactions a week,…
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Jun 11, 2025 / Money Tips

Earn Dividends With a Personal Checking Account Built for Better Banking Relationships!

There are two kinds of checking accounts in this world. One holds your money, and that’s about it. The other sweetens the deal with dividends as a thanks for using it. Can you guess which one we offer?  At Utah First, we don’t just hand out debit cards and hope…
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