home loan Archives - Utah First Credit Union

Sep 02, 2022 / Home Equity

3 Outside the Box Benefits of Having a HELOC

Everyone knows that a HELOC is a great way to access cash for a home upgrade, a big event, or a big expense like a family vacation. But did you know that your HELOC can come in handy in a few less conventional ways too. Here are 3 outside the box benefits of having a…

May 20, 2021 / Home Equity

The Advantages of a HELOC

Every type of loan has its advantages—credit cards are convenient, auto loans and home loans are relatively low interest, and personal loans are known for their flexibility. But what if there was a loan that had all these advantages rolled into one? A home equity…

Mar 04, 2021 / Home Equity

One Big Reason to Use Your HELOC This March

March is known for a lot of things—the luck of the Irish, the Ides of March, in like a lion and out like a lamb. March brings the first days of spring, Daylight Savings Time, Women’s History Month, and even National Dentist’s Day (yes, that…

Sep 18, 2018 / Mortgages

How Does a Home Refinance Work?

A lot goes into buying a home. You have your list of needs and wants, and even a few things you ultimately decide you can live without. It’s not an exact science for sure, but you do the best you can with what’s available on…

Sep 12, 2018 / Money Tips

How a Loan Calculator Can Help You Find the Perfect Home

In the search for the perfect home, everyone has their list of must-haves. From location and home size to neighborhood and number of bedrooms, the perfect home means something different to every buyer. But while one person’s must-haves are another person’s indifference, buying the perfect…

Jul 24, 2018 / Homes

Understanding the Differences Between an FHA Loan and Conventional Loan

Most homeowners will tell you that searching for a new home is an exciting time, right up until you start looking into mortgage loans. Confusing terminology and differences in loan options leave many would-be homeowners scratching their heads and looking for help. Luckily, by taking…

Jun 26, 2018 / Homes

5 Factors That Determine Mortgage Interest Rates

For most people, a home is the biggest purchase of their lives. And with prices starting in the hundreds of thousands of dollars, fractional differences in interest rates can have a huge effect on how much home you can afford. As you shop around for…

May 29, 2018 / Homes

5 Common Questions of First-Time Homebuyers

Buying a home is a big decision. From researching the market to applying for a loan and actually making an offer, a lot goes into buying a home. And, the process can be especially complicated for first-time homebuyers. If you’re gearing up to buy your…

May 15, 2018 / Homes

How to Determine What Type of Home You Can Afford

Long before most people cross the threshold of their new home, they have picked paint colors, carpets, and cabinets. But, most people have a harder time thinking ahead when it comes to deciding how much home they can afford. In part, that’s because “How much…

Sep 27, 2017 / Homes

Should I Refinance My Home?

If you own a home, you almost certainly have a monthly mortgage payment. And, if you have a monthly mortgage payment, you’ve likely asked yourself that nagging, ever-present property-ownership question, “Should I refinance my home?” It’s a simple question with a complex answer that’s different…