heloc Archives - Utah First Credit Union

woman being showered with money thanks to a heloc

Mar 04, 2026 / Home Equity

5 Ways to Stretch Your Tax Refund With a HELOC

There’s something elite-feeling about a tax refund hitting your account. What could be more exciting than money coming back to you in one satisfying lump sum? But instead of thinking of your refund as spending cash this year, think of it as strategic money! On its own, your refund might not fund a full kitchen remodel or wipe…

Feb 03, 2026 / Home Equity

5 Retreat-Level Home Upgrades to Help You Romanticize Everyday Life

We’re not here to trash-talk flowers. They’re pretty, thoughtful, and they say, “I was thinking of you.” But they don’t last long, and chocolate disappears even faster. If you’re looking for a Valentine’s Day gift that lasts and improves your daily life together, what if…

Nov 05, 2025 / Home Equity

4 Cozy Season HVAC Wins to Fund With Your HELOC

Every fall, we pull out the sweaters, swap the cold brews for warm lattes, and refresh our homes with plaid pillows, blankets, and pumpkin spice candles to maximize the cozy vibes. But the most valuable fall refresh goes beyond aesthetics to get your house ready…

Feb 17, 2023 / Credit

How Revolving Credit Can Keep Your Financial Life In Balance

Revolving credit makes the financial world go ‘round. It can also help you keep your financial life in balance and prevent you from spinning circles as you try to recover from a family emergency or other unexpected expense. By giving you easy access to cash…

Feb 03, 2023 / Home Equity

3 Ways You Can Use a HELOC This Spring

Groundhog Day has come and gone. Punxsutawney Phil emerged from Gobbler’s Knob, saw his shadow, and went back to hiding in his hole—portending six more weeks of winter. Depending on how you feel about winter, this could be good or bad news. But if you…

Sep 09, 2022 / Home Equity

How Does a HELOC Work?

You’ve probably heard all about a home equity line of credit (HELOC). It’s a revolving line of credit that lets you use as much or as little of your available HELOC funds as you want, for whatever you want, whenever you need it. It’s a…

Sep 02, 2022 / Home Equity

3 Outside the Box Benefits of Having a HELOC

Everyone knows that a HELOC is a great way to access cash for a home upgrade, a big event, or a big expense like a family vacation. But did you know that your HELOC can come in handy in a few less conventional ways too.…

Jul 22, 2022 / Credit

How Does Revolving Credit Work?

Revolving credit makes the financial world go ‘round. It can also keep you from having to run circles in your financial life to apply and reapply for loans. Here is a brief overview of this revolutionary credit concept and some ways it can help you…

Jun 24, 2022 / Home Equity

3 Reasons to Improve Your Property this Summer

The Federal Reserve just announced an increase in interest rates, which means the cost of borrowing money is going up. It’s a move that affects nearly everyone, but according to Bankrate, would-be homebuyers may feel the most immediate impact. That’s because home prices are still…

May 13, 2022 / Home Equity

How Much Equity Do You Have In Your Home?

Home values are high, like the highest they’ve ever been in our humble home state. But what does that mean for you? How much home equity do you have and what can you actually do about it? If you’re curious about how much your home…