financial tips Archives - Utah First Credit Union

Mar 03, 2023 / Money Market

A money market just might offer the best savings bang for your buck, so why doesn’t everyone have one? It’s one of the mysteries of saving money, and it might be because the money market account itself is a little mysterious and misunderstood. Here’s a step-by-step guide to opening and saving with a money market…

Oct 15, 2021 / Credit

4 Credit Tips for Financial Beginners (and Begin Again-ers)

Whether opening up your first account, applying for your first credit card, or depositing your first paycheck, every financial journey starts with a single step. For most, these first financial steps are exciting and new. But for those with colorful credit—whose financial journeys may have…

Feb 10, 2021 / Home Equity

3 Smart Ways to Use Your HELOC

A Home Equity Line of Credit (HELOC) is one of the most flexible ways to borrow money. You can keep your line of credit at the ready as a financial safety net and advance funds to have cash on hand whenever it’s most convenient for…

Nov 26, 2018 / Credit

What is the Prime Rate and How Does it Affect Me?

You’ve probably heard of about the prime rate before. But what exactly does it mean and how does it affect you and your interest rates? Here are a few things you should know about the prime rate. What is the Prime Rate? The prime rate…

Oct 23, 2018 / Home Equity

What’s the Best Way to Use the Equity in Your Home?

Has your mailbox been littered with mailers and market reports about your home value lately? The Utah real estate market is hot, hot, hot, and home values are rocketing up. It’s crazy stuff to see your home value half again—or even double—what you paid. If…

Aug 07, 2018 / Credit

4 Money Saving Ideas for the School Year

Back-to-school season is one of the most expensive times of the year. There are books to buy and tuition to pay. And If you have little ones, back-to-school clothes, backpacks, computers, fees, and supplies don’t come cheap. But with this impending demand for your dollars,…

May 22, 2018 / Money Tips

5 Things You Need to Do Now for a More Secure Financial Future

Becoming financially secure is a daunting task. It means investing your money wisely and practicing proper savings and spending habits. And, it usually means getting started as early in life as possible. But, even if you’re a little behind in your personal savings goals, it’s…

Jan 08, 2018 / Money Tips

7 Steps to a More Secure Financial Future

Looking into your financial future can be frightening. After all, it’s hard enough to think about managing your money now, let alone years down the road. And yet, with a few simple changes to your lifestyle and money management, you can look to the future…

Jan 04, 2018 / Money Tips

5 Financial Goals to Include in Your 2018 Resolutions

The New Year is here, and that means it’s time to hit the gym, put an end to all your bad habits, and resolve to be more financially savvy and sound in 2018. If you’re ready to be better with your money, here are 5…

Dec 11, 2017 / Money Tips

4 Financial Tips from Some of the World’s Wealthiest

When it comes to financial advice, it’s always a good idea to listen to the experts. Sure, your social media friends and your oddball brother-in-law always seem to have something to say about managing money, but this is an area best left to those who…