Stash Your Cash

Pick a savings plan that fits your situation.

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Stash Your Cash

Pick a savings plan that fits your situation.

There are lots of reasons to save—retirement, security, inflation, or simply saving for something fun. Whatever your savings incentive, Utah First is giving you three more reasons to save with increased interest rates on term deposit accounts, money market accounts, and savings accounts.

This trifecta of tried-and-true savings plans work together to help you save more of your money. It’s savings synergy to stash and increase your cash, no matter your situation.

Term Deposit

Earn up to 4.75% APY on 24-month terms. This amazing rate is as high or higher than any in-state or national rate. Plus, funds are fully insured by NCUA, so there’s no risk. It’s automatic 4.75% APY earnings!

Open a Term Deposit – Earn up to 4.75%


Money Market Account

Want your money to be more available? Earn up to 3.25% APY with a Utah First money market account. You’ll get easy access to your money, unlimited deposits, and a great rate to help you speed up your savings plan.

Open a Money Market Account


Checking Account

Need your finances to be more fluid? You can earn up to 2% APY with a Utah First Checking account. You’ll have immediate, unlimited access to your money, and earn debit card rewards for every dollar you spend.

Open a Checking Account


Our recently-raised rates aren’t the only reason to save at Utah First. You’ll also enjoy state-of-the-art branches, friendly financial experts, and 24/7 phone support to help you save even smarter.


Savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the US Government. The term APY references annual percentage yield. Some accounts require a minimum balance to open and maintain. Penalties may apply for early withdrawal.