Mobile Hero Promotion


A Term Deposit from Utah First offers a safe investment and higher returns than a savings account. And now that you can earn 4.5% APY on all 24-month term deposits, it’s time to break open those piggy banks and get excited about investing with these impressive rates!

  • $2,000 minimum to open
  • 6-month minimum term
  • Fixed, predictable returns
  • Government-insured to at least $250,000

Get the benefit of both security and guaranteed earnings with a term deposit account from Utah First.

Get Started


Want your money to be more available? A Utah First money market account can help you speed up your savings plan with a great rate, unlimited deposits, and easy access to your cash.

Open a Money Market Account


Regular & IRA Term Deposits

TypeMinimum BalanceAPY*
6-Month Term Deposit$2,0002.00%
12-Month Term Deposit$2,0003.00%
18-Month Term Deposit$2,0004.00%
24-Month Term Deposit$2,0004.50%
36-Month Term Deposit$2,0003.70%
48-Month Term Deposit$2,0003.80%
60-Month Term Deposit$2,0004.00%
Open An Account

Savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the US Government. The term APY references annual percentage yield. A $2,000 minimum balance is required to open and maintain accounts. Penalties may apply for early withdrawal.

Open An Account