A mortgage for those
with colorful credit.

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A mortgage for those
with colorful credit.

Many would-be homebuyers can’t qualify for conventional financing. Maybe you’re self-employed or haven’t had a job for very long. Maybe you’ve had a past bankruptcy, past short sale, or your credit has hit other bumps in the road. At Utah First, we care about more than your credit score and our Clean Slate Mortgage is the is the financing solution that will get you into your Home Sweet Home. And, if you have a down payment or existing equity, you may even qualify immediately.

Benefits of a Clean Slate Mortgage include:

  • Interest rates as low as 7.75%
  • Financing up to $647,200
  • 30-year amortization with a 5-year balloon
  • Up to 80% loan to value
  • Fast processing and funding
  • Mortgages held and serviced by Utah First
  • No minimum FICO score required
  • No pre-payment penalty

Contact one of our mortgage experts to help you from start to finish.